Pontchartrain State Bank
Metairie, LA · Owner: Pontchartrain Bancshares Inc
$140M
total assets, March 31, 1991
$140M
total assets, March 31, 1991
Pontchartrain State Bank was a state nonmember bank in Metairie, LA, owned by Pontchartrain Bancshares Inc. It failed on Jul 19, 1991, and First National Bank Of Comm took over its deposits. At its last report it held $140.0 million in assets.
Updated Oct 11, 2026 · numbers as of March 31, 1991
This bank failed
- Failed on
- Jul 19, 1991
- Assets
- $140M
- Deposits
- $142M
- Estimated cost
- $29.4M
- Deposits went to
- First National Bank Of Comm, New Orleans, LA
Total assets
$140M
-11.4% in a year · -6.4% in a quarter
Deposits
$142M
-6.9% in a year · -3.1% in a quarter
Loans
$100M
-13.4% in a year · -6.5% in a quarter
Profit so far
-$4.9M
Jan 1 to Mar 31, 1991
Capital ratio
-2.40%
-4.50 pts in a year
Return on assets
-13.55%
-12.82 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 8923 Veterans Memorial Boulevard, Metairie, LA, 70003
- County
- Jefferson
- Holding company
- Pontchartrain Bancshares Inc
- Established
- Feb 14, 1973
- Failed
- Jul 19, 1991
- Employees
- 114
- Id
- b20960
Quarter by quarter
March 31, 1984 to March 31, 1991
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Pontchartrain State Bank?
$140.0 million in total assets and $142.1 million in deposits as of March 31, 1991, with assets down 11.4% from a year before. Its loans were $100.0 million.
Is Pontchartrain State Bank profitable?
No: it lost $4.90 million from January 1 to March 31, 1991. Its return on assets was -13.55% a year; about 1% is typical.
Who owns Pontchartrain State Bank?
Pontchartrain State Bank is owned by Pontchartrain Bancshares Inc, its holding company.
When did Pontchartrain State Bank fail?
Jul 19, 1991. First National Bank Of Comm of New Orleans, LA took over its deposits. The estimated cost of the failure was $29.4 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.