Railway Employees Credit Union
Muscle Shoals, AL
$21.1M
total assets, June 30, 2026
$21.1M
total assets, June 30, 2026
Railway Employees Credit Union is a state credit union based in Muscle Shoals, AL. As of June 30, 2026 it held $21.1 million in assets and $16.7 million in deposits; assets were up 9.4% from a year before. It has 1,360 members and 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$21.1M
+9.4% in a year · +0.4% in a quarter
Deposits
$16.7M
+9.6% in a year · +0.6% in a quarter
Loans
$5.6M
-5.0% in a year · -4.8% in a quarter
Profit so far
$82K
Jan 1 to Jun 30, 2026 · +13.9% in a year
Net worth ratio
22.01%
-1.06 pts in a year
Return on assets
0.78%
+0.03 pts in a year
Facts
- Type
- State credit union
- Head office
- P.O. Box 3776, Muscle Shoals, AL, 35662
- Established
- Jan 1, 1935
- Employees
- 3
- Members
- 1,360
- Branches
- 2 in 2 states
- Id
- cu61474
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
2 offices as of June 30, 2026
Branches by state
| Office | Place |
|---|---|
| Main (main office) | Muscle Shoals, AL |
| Fi-Serv Portico | Berkeley Heights, NJ |
Related pages
Questions and answers
How big is Railway Employees Credit Union?
$21.1 million in total assets and $16.7 million in deposits as of June 30, 2026, with assets up 9.4% from a year before. Its loans were $5.61 million.
How many branches does Railway Employees Credit Union have?
2 branches in 2 states as of June 30, 2026.
How many members does Railway Employees Credit Union have?
1,360 members as of June 30, 2026, down 1.7% from a year before.
Is Railway Employees Credit Union profitable?
Yes: it earned $82,099 from January 1 to June 30, 2026 (up 13.9% from the same months a year before). Its return on assets was 0.78% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.