San Joaquin Bank
Bakersfield, CA · Owner: San Joaquin Bcorp
$766M
total assets, September 30, 2009
$766M
total assets, September 30, 2009
San Joaquin Bank was a state member bank in Bakersfield, CA, owned by San Joaquin Bcorp. It failed on Oct 16, 2009, and Citizens Business Bank took over its deposits. At its last report it held $766.4 million in assets.
Updated Oct 11, 2026 · numbers as of September 30, 2009
This bank failed
- Failed on
- Oct 16, 2009
- Assets
- $766M
- Deposits
- $626M
- Estimated cost
- $79.1M
- Deposits went to
- Citizens Business Bank, Ontario, CA
Total assets
$766M
-13.5% in a year · -8.0% in a quarter
Deposits
$626M
-19.5% in a year · -8.7% in a quarter
Loans
$663M
-9.5% in a year · -6.9% in a quarter
Profit so far
-$21.9M
Jan 1 to Sep 30, 2009 · -1939.4% in a year
Capital ratio
5.03%
-2.67 pts in a year
Return on assets
-3.42%
-3.60 pts in a year
Facts
- Type
- State member bank
- Head office
- 1301 17th Street, Bakersfield, CA, 93301
- County
- Kern
- Holding company
- San Joaquin Bcorp
- Established
- Dec 1, 1980
- Failed
- Oct 16, 2009
- Employees
- 149
- Branches
- 5
- Id
- b23266
Quarter by quarter
March 31, 1984 to September 30, 2009
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is San Joaquin Bank?
$766.4 million in total assets and $626.4 million in deposits as of September 30, 2009, with assets down 13.5% from a year before. Its loans were $662.7 million.
How many branches does San Joaquin Bank have?
5 branches in California as of June 30, 2026.
Is San Joaquin Bank profitable?
No: it lost $21.9 million from January 1 to September 30, 2009. Its return on assets was -3.42% a year; about 1% is typical.
Who owns San Joaquin Bank?
San Joaquin Bank is owned by San Joaquin Bcorp, its holding company.
When did San Joaquin Bank fail?
Oct 16, 2009. Citizens Business Bank of Ontario, CA took over its deposits. The estimated cost of the failure was $79.1 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.