Smart Choice Credit Union
Cleveland, TN
$3.4M
total assets, June 30, 2026
$3.4M
total assets, June 30, 2026
Smart Choice Credit Union is a state credit union based in Cleveland, TN. As of June 30, 2026 it held $3.44 million in assets and $3.11 million in deposits; assets were down 11.3% from a year before. It has 824 members and 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$3.4M
-11.3% in a year · -7.3% in a quarter
Deposits
$3.1M
-11.4% in a year · -7.6% in a quarter
Loans
$1.4M
-6.3% in a year · -6.5% in a quarter
Profit so far
-$29K
Jan 1 to Jun 30, 2026 · -1088.6% in a year
Net worth ratio
9.36%
-0.05 pts in a year
Return on assets
-1.69%
-1.84 pts in a year
Facts
- Type
- State credit union
- Head office
- 1075 Blythe Ave Se, Cleveland, TN, 37311
- Established
- Jan 9, 2003
- Employees
- 2
- Members
- 824
- Branches
- 3 in 2 states
- Id
- cu68513
Quarter by quarter
March 31, 2003 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
3 offices as of June 30, 2026
Branches by state
| Office | Place |
|---|---|
| Smart Choice Credit Union (main office) | Cleveland, TN |
| Aurora | Jefferson City, MO |
| Smart Choice Credit union | Cleveland, TN |
Related pages
Questions and answers
How big is Smart Choice Credit Union?
$3.44 million in total assets and $3.11 million in deposits as of June 30, 2026, with assets down 11.3% from a year before. Its loans were $1.40 million.
How many branches does Smart Choice Credit Union have?
3 branches in 2 states as of June 30, 2026.
How many members does Smart Choice Credit Union have?
824 members as of June 30, 2026, down 10.6% from a year before.
Is Smart Choice Credit Union profitable?
No: it lost $29,104 from January 1 to June 30, 2026. Its return on assets was -1.69% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.