Smartchoice Credit Union
Spring Valley, IL
$787K
total assets, June 30, 2026
$787K
total assets, June 30, 2026
Smartchoice Credit Union is a state credit union based in Spring Valley, IL. As of June 30, 2026 it held $787,118 in assets and $548,338 in deposits; assets were down 3.3% from a year before. It has 242 members and 1 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$787K
-3.3% in a year · +2.7% in a quarter
Deposits
$548K
-4.4% in a year · +3.7% in a quarter
Loans
$514K
-19.0% in a year · -7.2% in a quarter
Profit so far
$2K
Jan 1 to Jun 30, 2026 · -65.1% in a year
Net worth ratio
30.27%
+1.12 pts in a year
Return on assets
0.56%
-1.00 pts in a year
Facts
- Type
- State credit union
- Head office
- 1 Les Buzz Way, Spring Valley, IL, 61362
- Established
- Jan 1, 1957
- Members
- 242
- Branches
- 1
- Id
- cu64731
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
1 office as of June 30, 2026
| County | Branches |
|---|---|
| Bureau, IL | 1 |
| Office | Place |
|---|---|
| Main office (main office) | Spring Valley, IL |
Related pages
Questions and answers
How big is Smartchoice Credit Union?
$787,118 in total assets and $548,338 in deposits as of June 30, 2026, with assets down 3.3% from a year before. Its loans were $514,354.
How many branches does Smartchoice Credit Union have?
1 branch in Illinois as of June 30, 2026.
How many members does Smartchoice Credit Union have?
242 members as of June 30, 2026, down 4.0% from a year before.
Is Smartchoice Credit Union profitable?
Yes: it earned $2,219 from January 1 to June 30, 2026 (down 65.1% from the same months a year before). Its return on assets was 0.56% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.