South Metro Credit Union
Prior Lake, MN
$185M
total assets, June 30, 2026
$185M
total assets, June 30, 2026
South Metro Credit Union is a federal credit union based in Prior Lake, MN. As of June 30, 2026 it held $184.8 million in assets and $173.3 million in deposits; assets were up 6.4% from a year before. It has 5,819 members and 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$185M
+6.4% in a year · +0.8% in a quarter
Deposits
$173M
+7.4% in a year · +0.9% in a quarter
Loans
$143M
+26.4% in a year · +9.0% in a quarter
Profit so far
$40K
Jan 1 to Jun 30, 2026
Net worth ratio
8.09%
-0.80 pts in a year
Return on assets
0.04%
+0.13 pts in a year
Facts
- Type
- Federal credit union
- Head office
- 2573 Credit Union DR, Prior Lake, MN, 55372
- Established
- Aug 26, 1993
- Employees
- 39
- Members
- 5,819
- Branches
- 2
- Id
- cu24482
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
2 offices as of June 30, 2026
| County | Branches |
|---|---|
| Scott, MN | 2 |
| Office | Place |
|---|---|
| Main Branch (main office) | Prior Lake, MN |
| Southbridge | Shakopee, MN |
Related pages
Questions and answers
How big is South Metro Credit Union?
$184.8 million in total assets and $173.3 million in deposits as of June 30, 2026, with assets up 6.4% from a year before. Its loans were $142.9 million.
How many branches does South Metro Credit Union have?
2 branches in Minnesota as of June 30, 2026.
How many members does South Metro Credit Union have?
5,819 members as of June 30, 2026, up 18.9% from a year before.
Is South Metro Credit Union profitable?
Yes: it earned $39,755 from January 1 to June 30, 2026. Its return on assets was 0.04% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.