ST. Cloud Financial Credit Union
Sartell, MN
$456M
total assets, June 30, 2026
$456M
total assets, June 30, 2026
ST. Cloud Financial Credit Union is a state credit union based in Sartell, MN. As of June 30, 2026 it held $456.4 million in assets and $399.9 million in deposits; assets were up 12.0% from a year before. It has 29,001 members and 5 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$456M
+12.0% in a year · +3.8% in a quarter
Deposits
$400M
+10.1% in a year · +2.0% in a quarter
Loans
$382M
+17.0% in a year · +9.9% in a quarter
Profit so far
$1.3M
Jan 1 to Jun 30, 2026 · -57.2% in a year
Net worth ratio
7.07%
-0.37 pts in a year
Return on assets
0.56%
-0.90 pts in a year
Facts
- Type
- State credit union
- Head office
- 1716 Pine Cone Rd S, Sartell, MN, 56377
- Established
- Sep 19, 1996
- Employees
- 88
- Members
- 29,001
- Branches
- 5
- Id
- cu68697
Quarter by quarter
December 31, 2018 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
5 offices as of June 30, 2026
| County | Branches |
|---|---|
| Stearns, MN | 2 |
| Benton, MN | 1 |
| Wright, MN | 1 |
| Sherburne, MN | 1 |
| Office | Place |
|---|---|
| St Cloud Financial Credit Union - Sartell (main office) | Sartell, MN |
| St Cloud Financial Credit Union - Albertville | Albertville, MN |
| St Cloud Financial Credit Union - Becker | Becker, MN |
| St Cloud Financial Credit Union | Saint Cloud, MN |
| St Cloud Financial Credit Union-Sauk Rapids | Sauk Rapids, MN |
Related pages
Questions and answers
How big is ST. Cloud Financial Credit Union?
$456.4 million in total assets and $399.9 million in deposits as of June 30, 2026, with assets up 12.0% from a year before. Its loans were $381.9 million.
How many branches does ST. Cloud Financial Credit Union have?
5 branches in Minnesota as of June 30, 2026.
How many members does ST. Cloud Financial Credit Union have?
29,001 members as of June 30, 2026, up 6.8% from a year before.
Is ST. Cloud Financial Credit Union profitable?
Yes: it earned $1.27 million from January 1 to June 30, 2026 (down 57.2% from the same months a year before). Its return on assets was 0.56% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.