ST. Francis X Credit Union
Petoskey, MI
$269M
total assets, June 30, 2026
$269M
total assets, June 30, 2026
ST. Francis X Credit Union is a federal credit union based in Petoskey, MI. As of June 30, 2026 it held $268.8 million in assets and $231.2 million in deposits; assets were up 7.3% from a year before. It has 10,085 members and 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$269M
+7.3% in a year · +2.0% in a quarter
Deposits
$231M
+7.3% in a year · +2.1% in a quarter
Loans
$149M
+7.6% in a year · +3.0% in a quarter
Profit so far
$1.7M
Jan 1 to Jun 30, 2026 · +50.1% in a year
Net worth ratio
13.89%
+0.26 pts in a year
Return on assets
1.28%
+0.37 pts in a year
Facts
- Type
- Federal credit union
- Head office
- 2140 M 119, Petoskey, MI, 49770
- Established
- Apr 5, 1951
- Employees
- 28
- Members
- 10,085
- Branches
- 4
- Id
- cu7219
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
4 offices as of June 30, 2026
| County | Branches |
|---|---|
| Emmet, MI | 4 |
| Office | Place |
|---|---|
| St. Francis X Federal Credit Union (main office) | Petoskey, MI |
| St. Francis X Federal Credit Union | Harbor Springs, MI |
| St Francis X Federal Credit Union | Petoskey, MI |
| St. Francis X Federal Credit Union | Petoskey, MI |
Related pages
Questions and answers
How big is ST. Francis X Credit Union?
$268.8 million in total assets and $231.2 million in deposits as of June 30, 2026, with assets up 7.3% from a year before. Its loans were $148.7 million.
How many branches does ST. Francis X Credit Union have?
4 branches in Michigan as of June 30, 2026.
How many members does ST. Francis X Credit Union have?
10,085 members as of June 30, 2026, up 1.8% from a year before.
Is ST. Francis X Credit Union profitable?
Yes: it earned $1.72 million from January 1 to June 30, 2026 (up 50.1% from the same months a year before). Its return on assets was 1.28% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.