TCT Credit Union
Ballston Spa, NY
$296M
total assets, June 30, 2026
$296M
total assets, June 30, 2026
TCT Credit Union is a federal credit union based in Ballston Spa, NY. As of June 30, 2026 it held $295.6 million in assets and $267.3 million in deposits; assets were up 4.0% from a year before. It has 14,593 members and 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$296M
+4.0% in a year · +1.2% in a quarter
Deposits
$267M
+2.2% in a year · +1.0% in a quarter
Loans
$215M
-1.4% in a year · +0.8% in a quarter
Profit so far
$503K
Jan 1 to Jun 30, 2026 · -14.0% in a year
Net worth ratio
9.45%
+0.06 pts in a year
Return on assets
0.34%
-0.07 pts in a year
Facts
- Type
- Federal credit union
- Head office
- 416 Rowland ST, Ballston Spa, NY, 12020
- Established
- Jan 1, 1959
- Employees
- 67
- Members
- 14,593
- Branches
- 4
- Id
- cu12957
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
4 offices as of June 30, 2026
| County | Branches |
|---|---|
| Saratoga, NY | 2 |
| Washington, NY | 1 |
| Warren, NY | 1 |
| Office | Place |
|---|---|
| Milton (main office) | Ballston Spa, NY |
| Cambridge | Cambridge, NY |
| Clifton Park | Clifton Park, NY |
| Queensbury | Queensbury, NY |
Related pages
Questions and answers
How big is TCT Credit Union?
$295.6 million in total assets and $267.3 million in deposits as of June 30, 2026, with assets up 4.0% from a year before. Its loans were $215.1 million.
How many branches does TCT Credit Union have?
4 branches in New York as of June 30, 2026.
How many members does TCT Credit Union have?
14,593 members as of June 30, 2026, up 0.3% from a year before.
Is TCT Credit Union profitable?
Yes: it earned $502,865 from January 1 to June 30, 2026 (down 14.0% from the same months a year before). Its return on assets was 0.34% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.