The Bank of Northern California
San Jose, CA
$16.1M
total assets, September 30, 1986
$16.1M
total assets, September 30, 1986
The Bank of Northern California was a state nonmember bank in San Jose, CA. It failed on Nov 14, 1986, and Pacific Valley Bank took over its deposits. At its last report it held $16.1 million in assets.
Updated Oct 11, 2026 · numbers as of September 30, 1986
This bank failed
- Failed on
- Nov 14, 1986
- Assets
- $16.1M
- Deposits
- $15.8M
- Estimated cost
- $133K
- Deposits went to
- Pacific Valley Bank, San Jose, CA
Total assets
$16.1M
+7.6% in a year · -0.5% in a quarter
Deposits
$15.8M
+21.2% in a year · +7.0% in a quarter
Loans
$11.4M
+10.9% in a year · +18.0% in a quarter
Profit so far
-$1.2M
Jan 1 to Sep 30, 1986
Capital ratio
1.44%
-13.54 pts in a year
Return on assets
-10.58%
-7.93 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1631 North First Street, San Jose, CA, 95112
- County
- Santa Clara
- Established
- Mar 28, 1983
- Failed
- Nov 14, 1986
- Employees
- 11
- Id
- b24395
Quarter by quarter
March 31, 1984 to September 30, 1986
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 11
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is The Bank of Northern California?
$16.1 million in total assets and $15.8 million in deposits as of September 30, 1986, with assets up 7.6% from a year before. Its loans were $11.4 million.
Is The Bank of Northern California profitable?
No: it lost $1.25 million from January 1 to September 30, 1986. Its return on assets was -10.58% a year; about 1% is typical.
When did The Bank of Northern California fail?
Nov 14, 1986. Pacific Valley Bank of San Jose, CA took over its deposits. The estimated cost of the failure was $133,250.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.