The Citizens State Bank of St. Francis
Saint Francis, KS · Owner: Citizens Bankshares Inc
$24.2M
total assets, March 31, 1986
$24.2M
total assets, March 31, 1986
The Citizens State Bank of St. Francis was a state nonmember bank in Saint Francis, KS, owned by Citizens Bankshares Inc. It failed on May 15, 1986, and ST Francis State B&T Co took over its deposits. At its last report it held $24.2 million in assets.
Updated Oct 11, 2026 · numbers as of March 31, 1986
This bank failed
- Failed on
- May 15, 1986
- Assets
- $24.2M
- Deposits
- $22.1M
- Estimated cost
- $8.4M
- Deposits went to
- ST Francis State B&T Co, Saint Francis, KS
Total assets
$24.2M
-6.8% in a year · -4.1% in a quarter
Deposits
$22.1M
-7.2% in a year · -4.0% in a quarter
Loans
$18.0M
-4.7% in a year · -2.9% in a quarter
Profit so far
$2K
Jan 1 to Mar 31, 1986
Capital ratio
6.55%
+1.13 pts in a year
Return on assets
0.03%
+14.90 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 121 West Washington Street, Saint Francis, KS, 67756
- County
- Cheyenne
- Holding company
- Citizens Bankshares Inc
- Established
- Jan 1, 1888
- Failed
- May 15, 1986
- Employees
- 13
- Id
- b14767
Quarter by quarter
March 31, 1984 to March 31, 1986
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 9
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is The Citizens State Bank of St. Francis?
$24.2 million in total assets and $22.1 million in deposits as of March 31, 1986, with assets down 6.8% from a year before. Its loans were $18.0 million.
Is The Citizens State Bank of St. Francis profitable?
Yes: it earned $2,000 from January 1 to March 31, 1986. Its return on assets was 0.03% a year; about 1% is typical.
Who owns The Citizens State Bank of St. Francis?
The Citizens State Bank of St. Francis is owned by Citizens Bankshares Inc, its holding company.
When did The Citizens State Bank of St. Francis fail?
May 15, 1986. ST Francis State B&T Co of Saint Francis, KS took over its deposits. The estimated cost of the failure was $8.43 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.