The First National Bank of St. Joseph
St. Joseph, MO · Owner: First Midwest Bcorp Inc
$217M
total assets, March 31, 1985
$217M
total assets, March 31, 1985
The First National Bank of St. Joseph was a national bank in St. Joseph, MO, owned by First Midwest Bcorp Inc. It failed on Oct 11, 1985, and Commerce BK Of ST Joseph took over its deposits. At its last report it held $193.5 million in assets.
Updated Oct 11, 2026 · numbers as of March 31, 1985
This bank failed
- Failed on
- Oct 11, 1985
- Assets
- $193M
- Deposits
- $176M
- Estimated cost
- $27.1M
- Deposits went to
- Commerce BK Of ST Joseph, ST. Joseph, MO
Total assets
$217M
-16.9% in a year · -8.0% in a quarter
Deposits
$196M
-5.8% in a year · -2.3% in a quarter
Loans
$143M
-10.6% in a year · -8.4% in a quarter
Profit so far
-$4.7M
Jan 1 to Mar 31, 1985 · -2677.7% in a year
Capital ratio
1.83%
-4.09 pts in a year
Return on assets
-8.36%
-8.64 pts in a year
Facts
- Type
- National bank
- Head office
- Fourth And Felix Streets, St. Joseph, MO, 64502
- County
- Buchanan
- Holding company
- First Midwest Bcorp Inc
- Established
- Jan 1, 1894
- Failed
- Oct 11, 1985
- Employees
- 190
- Id
- b4602
Quarter by quarter
March 31, 1984 to March 31, 1985
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 5
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is The First National Bank of St. Joseph?
$217.5 million in total assets and $196.3 million in deposits as of March 31, 1985, with assets down 16.9% from a year before. Its loans were $143.3 million.
Is The First National Bank of St. Joseph profitable?
No: it lost $4.74 million from January 1 to March 31, 1985. Its return on assets was -8.36% a year; about 1% is typical.
Who owns The First National Bank of St. Joseph?
The First National Bank of St. Joseph is owned by First Midwest Bcorp Inc, its holding company.
When did The First National Bank of St. Joseph fail?
Oct 11, 1985. Commerce BK Of ST Joseph of ST. Joseph, MO took over its deposits. The estimated cost of the failure was $27.1 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.