The Local Credit Union
Dallas, TX
$25.8M
total assets, June 30, 2026
$25.8M
total assets, June 30, 2026
The Local Credit Union is a federal credit union based in Dallas, TX. As of June 30, 2026 it held $25.8 million in assets and $19.8 million in deposits; assets were up 5.1% from a year before. It has 3,604 members and 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$25.8M
+5.1% in a year · +2.5% in a quarter
Deposits
$19.8M
+7.3% in a year · +3.6% in a quarter
Loans
$19.6M
-8.5% in a year · -2.4% in a quarter
Profit so far
-$15K
Jan 1 to Jun 30, 2026 · -134.7% in a year
Net worth ratio
21.18%
-0.56 pts in a year
Return on assets
-0.12%
-0.47 pts in a year
Facts
- Type
- Federal credit union
- Head office
- P.O. Box 560303, Dallas, TX, 75356
- Established
- Jun 13, 1977
- Employees
- 12
- Members
- 3,604
- Branches
- 2
- Id
- cu22747
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
2 offices as of June 30, 2026
| County | Branches |
|---|---|
| Dallas, TX | 2 |
| Office | Place |
|---|---|
| The LOCAL FCU (main office) | Dallas, TX |
| Disaster Recovery | Irving, TX |
Related pages
Questions and answers
How big is The Local Credit Union?
$25.8 million in total assets and $19.8 million in deposits as of June 30, 2026, with assets up 5.1% from a year before. Its loans were $19.6 million.
How many branches does The Local Credit Union have?
2 branches in Texas as of June 30, 2026.
How many members does The Local Credit Union have?
3,604 members as of June 30, 2026, down 17.9% from a year before.
Is The Local Credit Union profitable?
No: it lost $15,077 from January 1 to June 30, 2026. Its return on assets was -0.12% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.