The Merchants Bank
Kansas City, MO · Owner: Metro Bancshares Inc
$1.5B
total assets, September 30, 1992
$1.5B
total assets, September 30, 1992
The Merchants Bank was a state member bank in Kansas City, MO, owned by Metro Bancshares Inc. It failed on Nov 20, 1992, and Boatmen's First NB Of KC took over its deposits. At its last report it held $1.5 billion in assets.
Updated Oct 11, 2026 · numbers as of September 30, 1992
This bank failed
- Failed on
- Nov 20, 1992
- Assets
- $1.5B
- Deposits
- $1.4B
- Estimated cost
- $123M
- Deposits went to
- Boatmen's First NB Of KC, Kansas City, MO
- Rescued on
- Dec 29, 1986
- Assets
- $114M
- Deposits
- $107M
- Estimated cost
- $1.2M
- How
- The Merchants Bank, Kansas City, MO
It also received outside help once before.
Total assets
$1.5B
-14.4% in a year · -7.2% in a quarter
Deposits
$1.4B
-10.6% in a year · -5.5% in a quarter
Loans
$1.1B
-12.1% in a year · -11.1% in a quarter
Profit so far
-$38.3M
Jan 1 to Sep 30, 1992 · -1989.9% in a year
Capital ratio
2.69%
-4.13 pts in a year
Return on assets
-3.26%
-3.42 pts in a year
Facts
- Type
- State member bank
- Head office
- Ninth And Main Streets, Kansas City, MO, 64105
- County
- Jackson
- Holding company
- Metro Bancshares Inc
- Established
- Jul 16, 1916
- Failed
- Nov 20, 1992
- Employees
- 450
- Id
- b15886
Quarter by quarter
March 31, 1984 to September 30, 1992
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is The Merchants Bank?
$1.5 billion in total assets and $1.4 billion in deposits as of September 30, 1992, with assets down 14.4% from a year before. Its loans were $1.1 billion.
Is The Merchants Bank profitable?
No: it lost $38.3 million from January 1 to September 30, 1992. Its return on assets was -3.26% a year; about 1% is typical.
Who owns The Merchants Bank?
The Merchants Bank is owned by Metro Bancshares Inc, its holding company.
When did The Merchants Bank fail?
Nov 20, 1992. Boatmen's First NB Of KC of Kansas City, MO took over its deposits. The estimated cost of the failure was $123.2 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.