The Payne County Bank
Perkins, OK · Owner: Employee STK Ownership Plan Emp Payne Cnty BK
$313M
total assets, June 30, 2026
$313M
total assets, June 30, 2026
The Payne County Bank is a state member bank based in Perkins, OK, owned by Employee STK Ownership Plan Emp Payne Cnty BK. As of June 30, 2026 it held $313.2 million in assets and $257.1 million in deposits; assets were up 10.0% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$313M
+10.0% in a year · +3.0% in a quarter
Deposits
$257M
+9.2% in a year · +1.8% in a quarter
Loans
$236M
+16.7% in a year · +4.2% in a quarter
Profit so far
$3.6M
Jan 1 to Jun 30, 2026 · +31.0% in a year
Capital ratio
14.39%
-0.06 pts in a year
Return on assets
2.35%
+0.37 pts in a year
Facts
- Type
- State member bank
- Head office
- 202 S Main St, Perkins, OK, 74059
- County
- Payne
- Holding company
- Employee STK Ownership Plan Emp Payne Cnty BK
- Established
- Jan 8, 1898
- Employees
- 34
- Branches
- 3
- Website
- www.paynecountybank.com
- Id
- b12485
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $257.1 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Oklahoma | 3 | $257M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| The Payne County Bank (main office) | Perkins, OK | $210M |
| Chandler Branch | Chandler, OK | $24.3M |
| Cushing Branch | Cushing, OK | $22.8M |
Related pages
Questions and answers
How big is The Payne County Bank?
$313.2 million in total assets and $257.1 million in deposits as of June 30, 2026, with assets up 10.0% from a year before. Its loans were $235.7 million.
How many branches does The Payne County Bank have?
3 branches in Oklahoma as of June 30, 2026.
Is The Payne County Bank profitable?
Yes: it earned $3.58 million from January 1 to June 30, 2026 (up 31.0% from the same months a year before). Its return on assets was 2.35% a year; about 1% is typical.
Who owns The Payne County Bank?
The Payne County Bank is owned by Employee STK Ownership Plan Emp Payne Cnty BK, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.