The Peoples Bank
Winder, GA · Owner: Peoples Holding Co
$447M
total assets, June 30, 2010
$447M
total assets, June 30, 2010
The Peoples Bank was a state nonmember bank in Winder, GA, owned by Peoples Holding Co. It failed on Sep 17, 2010, and Community & Southern Bank took over its deposits. At its last report it held $447.2 million in assets.
Updated Oct 11, 2026 · numbers as of June 30, 2010
This bank failed
- Failed on
- Sep 17, 2010
- Assets
- $447M
- Deposits
- $398M
- Estimated cost
- $102M
- Deposits went to
- Community & Southern Bank, Carrollton, GA
Total assets
$447M
-7.7% in a year · -4.4% in a quarter
Deposits
$398M
-3.3% in a year · -3.2% in a quarter
Loans
$253M
-16.3% in a year · -9.1% in a quarter
Profit so far
-$11.4M
Jan 1 to Jun 30, 2010
Capital ratio
1.03%
-4.90 pts in a year
Return on assets
-4.89%
-1.68 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 71 North Broad Street, Winder, GA, 30680
- County
- Barrow
- Holding company
- Peoples Holding Co
- Established
- Oct 30, 1926
- Failed
- Sep 17, 2010
- Employees
- 146
- Branches
- 15
- Id
- b182
Quarter by quarter
March 31, 1984 to June 30, 2010
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is The Peoples Bank?
$447.2 million in total assets and $398.2 million in deposits as of June 30, 2010, with assets down 7.7% from a year before. Its loans were $253.2 million.
How many branches does The Peoples Bank have?
15 branches in Georgia as of June 30, 2026.
Is The Peoples Bank profitable?
No: it lost $11.4 million from January 1 to June 30, 2010. Its return on assets was -4.89% a year; about 1% is typical.
Who owns The Peoples Bank?
The Peoples Bank is owned by Peoples Holding Co, its holding company.
When did The Peoples Bank fail?
Sep 17, 2010. Community & Southern Bank of Carrollton, GA took over its deposits. The estimated cost of the failure was $101.9 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.