The Peoples National Bank and Trust Company
Albia, IA
$52.0M
total assets, December 31, 1985
$52.0M
total assets, December 31, 1985
The Peoples National Bank and Trust Company was a national bank in Albia, IA. It failed on Feb 6, 1986, and its insured deposits were paid out. At its last report it held $52.0 million in assets.
Updated Oct 11, 2026 · numbers as of December 31, 1985
This bank failed
- Failed on
- Feb 6, 1986
- Assets
- $52.0M
- Deposits
- $49.4M
- Estimated cost
- $13.4M
- Deposits went to
- payout
Total assets
$52.0M
-12.3% in a year · -2.9% in a quarter
Deposits
$49.4M
-6.7% in a year · -2.1% in a quarter
Loans
$29.3M
-24.4% in a year · -8.8% in a quarter
Profit so far
-$3.4M
Jan 1 to Dec 31, 1985 · -787.9% in a year
Capital ratio
3.62%
-5.48 pts in a year
Return on assets
-6.04%
-6.89 pts in a year
Facts
- Type
- National bank
- Head office
- 102 South Main Street, Albia, IA, 52531
- County
- Monroe
- Established
- Apr 1, 1907
- Failed
- Feb 6, 1986
- Employees
- 32
- Id
- b4422
Quarter by quarter
March 31, 1984 to December 31, 1985
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 8
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is The Peoples National Bank and Trust Company?
$52.0 million in total assets and $49.4 million in deposits as of December 31, 1985, with assets down 12.3% from a year before. Its loans were $29.3 million.
Is The Peoples National Bank and Trust Company profitable?
No: it lost $3.40 million from January 1 to December 31, 1985. Its return on assets was -6.04% a year; about 1% is typical.
When did The Peoples National Bank and Trust Company fail?
Feb 6, 1986. The estimated cost of the failure was $13.4 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.