The Summit Credit Union
Rochester, NY
$1.5B
total assets, June 30, 2026
$1.5B
total assets, June 30, 2026
The Summit Credit Union is a federal credit union based in Rochester, NY. As of June 30, 2026 it held $1.5 billion in assets and $1.3 billion in deposits; assets were up 5.4% from a year before. It has 98,362 members and 15 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.5B
+5.4% in a year · +1.2% in a quarter
Deposits
$1.3B
+4.4% in a year · +1.1% in a quarter
Loans
$1.2B
+5.0% in a year · +3.2% in a quarter
Profit so far
$6.5M
Jan 1 to Jun 30, 2026 · -6.0% in a year
Net worth ratio
11.31%
+0.41 pts in a year
Return on assets
0.86%
-0.10 pts in a year
Facts
- Type
- Federal credit union
- Head office
- 100 Marina DR, Rochester, NY, 14626
- Established
- Jan 1, 1941
- Employees
- 269
- Members
- 98,362
- Branches
- 15
- Id
- cu4580
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
15 offices as of June 30, 2026
| County | Branches |
|---|---|
| Monroe, NY | 9 |
| Erie, NY | 2 |
| Onondaga, NY | 2 |
| Seneca, NY | 1 |
| Cortland, NY | 1 |
| Office | Place |
|---|---|
| The Summit FCU (main office) | Rochester, NY |
| Delaware | Buffalo, NY |
| Cortland | Cortland, NY |
| Clarence | East AMHERST, NY |
| Perinton Branch | Fairport, NY |
| Hilton | Hilton, NY |
| Taft Rd | North Syracuse, NY |
| Penfield | Penfield, NY |
| Brighton | Rochester, NY |
| City of Rochester | Rochester, NY |
| Greece | Rochester, NY |
| Henrietta | Rochester, NY |
12 of 15 offices. Download the CSV for all of them.
Related pages
Questions and answers
How big is The Summit Credit Union?
$1.5 billion in total assets and $1.3 billion in deposits as of June 30, 2026, with assets up 5.4% from a year before. Its loans were $1.2 billion.
How many branches does The Summit Credit Union have?
15 branches in New York as of June 30, 2026.
How many members does The Summit Credit Union have?
98,362 members as of June 30, 2026, up 2.3% from a year before.
Is The Summit Credit Union profitable?
Yes: it earned $6.45 million from January 1 to June 30, 2026 (down 6.0% from the same months a year before). Its return on assets was 0.86% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.