United Bank, National Association
Lancaster, TX · Owner: Lancaster Bancshares Inc
$49.8M
total assets, December 31, 1992
$49.8M
total assets, December 31, 1992
United Bank, National Association was a national bank in Lancaster, TX, owned by Lancaster Bancshares Inc. It failed on Mar 18, 1993, and Kilgore First National Bank took over its deposits. At its last report it held $49.8 million in assets.
Updated Oct 11, 2026 · numbers as of December 31, 1992
This bank failed
- Failed on
- Mar 18, 1993
- Assets
- $49.8M
- Deposits
- $49.0M
- Estimated cost
- $161K
- Deposits went to
- Kilgore First National Bank, Kilgore, TX
Total assets
$49.8M
-8.8% in a year · -6.2% in a quarter
Deposits
$49.0M
-4.1% in a year · -2.2% in a quarter
Loans
$21.6M
-31.8% in a year · -14.1% in a quarter
Profit so far
-$1.5M
Jan 1 to Dec 31, 1992 · -1606.9% in a year
Capital ratio
1.16%
-4.61 pts in a year
Return on assets
-2.83%
-3.01 pts in a year
Facts
- Type
- National bank
- Head office
- 1425 North Dallas Avenue, Lancaster, TX, 75146
- County
- Dallas
- Holding company
- Lancaster Bancshares Inc
- Established
- Sep 2, 1919
- Failed
- Mar 18, 1993
- Employees
- 28
- Id
- b3295
Quarter by quarter
March 31, 1984 to December 31, 1992
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is United Bank, National Association?
$49.8 million in total assets and $49.0 million in deposits as of December 31, 1992, with assets down 8.8% from a year before. Its loans were $21.6 million.
Is United Bank, National Association profitable?
No: it lost $1.52 million from January 1 to December 31, 1992. Its return on assets was -2.83% a year; about 1% is typical.
Who owns United Bank, National Association?
United Bank, National Association is owned by Lancaster Bancshares Inc, its holding company.
When did United Bank, National Association fail?
Mar 18, 1993. Kilgore First National Bank of Kilgore, TX took over its deposits. The estimated cost of the failure was $160,905.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.