United Financial Credit Union
Saginaw, MI
$360M
total assets, June 30, 2026
$360M
total assets, June 30, 2026
United Financial Credit Union is a state credit union based in Saginaw, MI. As of June 30, 2026 it held $360.1 million in assets and $325.7 million in deposits; assets were up 8.3% from a year before. It has 21,552 members and 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$360M
+8.3% in a year · +2.8% in a quarter
Deposits
$326M
+8.0% in a year · +2.9% in a quarter
Loans
$218M
+6.0% in a year · +1.9% in a quarter
Profit so far
$1.7M
Jan 1 to Jun 30, 2026 · +44.8% in a year
Net worth ratio
10.73%
-0.06 pts in a year
Return on assets
0.92%
+0.23 pts in a year
Facts
- Type
- State credit union
- Head office
- P.O. Box 6430, Saginaw, MI, 48608
- Established
- Jan 1, 1964
- Employees
- 71
- Members
- 21,552
- Branches
- 10
- Id
- cu61657
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
10 offices as of June 30, 2026
| County | Branches |
|---|---|
| Saginaw, MI | 7 |
| Bay, MI | 3 |
| Office | Place |
|---|---|
| United Financial Credit Union (main office) | Saginaw, MI |
| United Financial Credit Union | Auburn, MI |
| United Financial Credit Union Frankenlust Office | Bay City, MI |
| United Financial Credit Union | Bridgeport, MI |
| United Financial/dixie Hwy | Bridgeport, MI |
| United Financial Credit Union | Chesaning, MI |
| United Financial Credit Union | Freeland, MI |
| United Financial Credit Union Pinconning Branch | Pinconning, MI |
| United Financial Credit Union | Saginaw, MI |
| United Financial Credit Union | Saginaw, MI |
Related pages
Questions and answers
How big is United Financial Credit Union?
$360.1 million in total assets and $325.7 million in deposits as of June 30, 2026, with assets up 8.3% from a year before. Its loans were $218.1 million.
How many branches does United Financial Credit Union have?
10 branches in Michigan as of June 30, 2026.
How many members does United Financial Credit Union have?
21,552 members as of June 30, 2026, up 0.7% from a year before.
Is United Financial Credit Union profitable?
Yes: it earned $1.66 million from January 1 to June 30, 2026 (up 44.8% from the same months a year before). Its return on assets was 0.92% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.