Unity Bank of Mississippi
Holly Springs, MS · Owner: Unity Capital Corp
$282M
total assets, June 30, 2026
$282M
total assets, June 30, 2026
Unity Bank of Mississippi is a state nonmember bank based in Holly Springs, MS, owned by Unity Capital Corp. As of June 30, 2026 it held $281.8 million in assets and $248.2 million in deposits; assets were down 1.2% from a year before. It has 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$282M
-1.2% in a year · -2.2% in a quarter
Deposits
$248M
-4.5% in a year · -6.5% in a quarter
Loans
$150M
-2.0% in a year · -1.5% in a quarter
Profit so far
$617K
Jan 1 to Jun 30, 2026 · +193.8% in a year
Capital ratio
11.04%
+0.53 pts in a year
Return on assets
0.43%
+0.29 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 650 Highway 7 S, Holly Springs, MS, 38635
- County
- Marshall
- Holding company
- Unity Capital Corp
- Established
- Mar 15, 1899
- Employees
- 59
- Branches
- 7
- Website
- unityms.bank
- Id
- b11446
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $248.2 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Mississippi | 7 | $248M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Downtown Branch | Holly Springs, MS | $133M |
| Unity Bank Of Mississippi (main office) | Holly Springs, MS | $49.4M |
| Ashland Branch | Ashland, MS | $32.8M |
| Mount Pleasant Branch | Mount Pleasant, MS | $14.0M |
| Byhalia Branch | Byhalia, MS | $11.1M |
| Hickory Flat Branch | Hickory Flat, MS | $7.8M |
| Craft Street Branch | Holly Springs, MS | $0 |
Related pages
Questions and answers
How big is Unity Bank of Mississippi?
$281.8 million in total assets and $248.2 million in deposits as of June 30, 2026, with assets down 1.2% from a year before. Its loans were $150.2 million.
How many branches does Unity Bank of Mississippi have?
7 branches in Mississippi as of June 30, 2026.
Is Unity Bank of Mississippi profitable?
Yes: it earned $617,000 from January 1 to June 30, 2026 (up 193.8% from the same months a year before). Its return on assets was 0.43% a year; about 1% is typical.
Who owns Unity Bank of Mississippi?
Unity Bank of Mississippi is owned by Unity Capital Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.