Valley Capital Bank, National Association
Mesa, AZ · Owner: Fentura Financial Inc
$40.3M
total assets, September 30, 2009
$40.3M
total assets, September 30, 2009
Valley Capital Bank, National Association was a national bank in Mesa, AZ, owned by Fentura Financial Inc. It failed on Dec 11, 2009, and Enterprise Bank & Trust took over its deposits. At its last report it held $40.3 million in assets.
Updated Oct 11, 2026 · numbers as of September 30, 2009
This bank failed
- Failed on
- Dec 11, 2009
- Assets
- $40.3M
- Deposits
- $41.3M
- Estimated cost
- $15.0M
- Deposits went to
- Enterprise Bank & Trust, Clayton, MO
Total assets
$40.3M
-18.6% in a year · -5.3% in a quarter
Deposits
$41.3M
+12.0% in a year · +2.8% in a quarter
Loans
$23.7M
-27.3% in a year · -9.2% in a quarter
Profit so far
-$5.5M
Jan 1 to Sep 30, 2009
Capital ratio
-3.13%
-16.86 pts in a year
Return on assets
-16.86%
-8.02 pts in a year
Facts
- Type
- National bank
- Head office
- 1910 South Stapley Drive, Mesa, AZ, 85204
- County
- Maricopa
- Holding company
- Fentura Financial Inc
- Established
- Nov 10, 2006
- Failed
- Dec 11, 2009
- Employees
- 20
- Branches
- 1
- Id
- b58399
Quarter by quarter
December 31, 2006 to September 30, 2009
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Valley Capital Bank, National Association?
$40.3 million in total assets and $41.3 million in deposits as of September 30, 2009, with assets down 18.6% from a year before. Its loans were $23.7 million.
How many branches does Valley Capital Bank, National Association have?
1 branch in Arizona as of June 30, 2026.
Is Valley Capital Bank, National Association profitable?
No: it lost $5.46 million from January 1 to September 30, 2009. Its return on assets was -16.86% a year; about 1% is typical.
Who owns Valley Capital Bank, National Association?
Valley Capital Bank, National Association is owned by Fentura Financial Inc, its holding company.
When did Valley Capital Bank, National Association fail?
Dec 11, 2009. Enterprise Bank & Trust of Clayton, MO took over its deposits. The estimated cost of the failure was $15.0 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.