Valley Commercial Bank
Stockton, CA
$30.8M
total assets, December 31, 1991
$30.8M
total assets, December 31, 1991
Valley Commercial Bank was a state nonmember bank in Stockton, CA. It failed on Apr 24, 1992, and Union Safe Deposit Bank took over its deposits. At its last report it held $30.8 million in assets.
Updated Oct 11, 2026 · numbers as of December 31, 1991
This bank failed
- Failed on
- Apr 24, 1992
- Assets
- $30.8M
- Deposits
- $29.4M
- Estimated cost
- $4.8M
- Deposits went to
- Union Safe Deposit Bank, Stockton, CA
Total assets
$30.8M
-10.8% in a year · -2.8% in a quarter
Deposits
$29.4M
-10.2% in a year · -2.5% in a quarter
Loans
$20.8M
-20.4% in a year · -8.5% in a quarter
Profit so far
-$325K
Jan 1 to Dec 31, 1991 · -806.5% in a year
Capital ratio
3.55%
-0.23 pts in a year
Return on assets
-0.99%
-1.13 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1031 East Waterloo Road, Stockton, CA, 95208
- County
- San Joaquin
- Established
- Jul 1, 1982
- Failed
- Apr 24, 1992
- Employees
- 34
- Id
- b23865
Quarter by quarter
March 31, 1984 to December 31, 1991
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Valley Commercial Bank?
$30.8 million in total assets and $29.4 million in deposits as of December 31, 1991, with assets down 10.8% from a year before. Its loans were $20.8 million.
Is Valley Commercial Bank profitable?
No: it lost $325,000 from January 1 to December 31, 1991. Its return on assets was -0.99% a year; about 1% is typical.
When did Valley Commercial Bank fail?
Apr 24, 1992. Union Safe Deposit Bank of Stockton, CA took over its deposits. The estimated cost of the failure was $4.82 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.