Valley Community Bank
Saint Charles, IL · Owner: Valley Community Bcorp Inc
$124M
total assets, December 31, 2010
$124M
total assets, December 31, 2010
Valley Community Bank was a state nonmember bank in Saint Charles, IL, owned by Valley Community Bcorp Inc. It failed on Feb 25, 2011, and First State Bank took over its deposits. At its last report it held $123.8 million in assets.
Updated Oct 11, 2026 · numbers as of December 31, 2010
This bank failed
- Failed on
- Feb 25, 2011
- Assets
- $124M
- Deposits
- $124M
- Estimated cost
- $28.3M
- Deposits went to
- First State Bank, Mendota, IL
Total assets
$124M
-19.9% in a year · -8.4% in a quarter
Deposits
$124M
-11.3% in a year · -4.8% in a quarter
Loans
$90.9M
-17.9% in a year · -4.4% in a quarter
Profit so far
-$7.1M
Jan 1 to Dec 31, 2010
Capital ratio
-0.64%
-4.53 pts in a year
Return on assets
-5.00%
-1.29 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 620 East Main Street, Saint Charles, IL, 60174
- County
- Kane
- Holding company
- Valley Community Bcorp Inc
- Established
- Jun 24, 1996
- Failed
- Feb 25, 2011
- Employees
- 41
- Branches
- 6
- Id
- b34187
Quarter by quarter
June 30, 1996 to December 31, 2010
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Valley Community Bank?
$123.8 million in total assets and $124.2 million in deposits as of December 31, 2010, with assets down 19.9% from a year before. Its loans were $90.9 million.
How many branches does Valley Community Bank have?
6 branches in Illinois as of June 30, 2026.
Is Valley Community Bank profitable?
No: it lost $7.10 million from January 1 to December 31, 2010. Its return on assets was -5.00% a year; about 1% is typical.
Who owns Valley Community Bank?
Valley Community Bank is owned by Valley Community Bcorp Inc, its holding company.
When did Valley Community Bank fail?
Feb 25, 2011. First State Bank of Mendota, IL took over its deposits. The estimated cost of the failure was $28.3 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.