Waterford Village Bank
Williamsville, NY
$55.7M
total assets, June 30, 2009
$55.7M
total assets, June 30, 2009
Waterford Village Bank was a state nonmember bank in Williamsville, NY. It failed on Jul 24, 2009, and Evans Bank National Association took over its deposits. At its last report it held $55.7 million in assets.
Updated Oct 11, 2026 · numbers as of June 30, 2009
This bank failed
- Failed on
- Jul 24, 2009
- Assets
- $55.7M
- Deposits
- $56.1M
- Estimated cost
- $7.9M
- Deposits went to
- Evans Bank National Association, Angola, NY
Total assets
$55.7M
-12.6% in a year · -5.1% in a quarter
Deposits
$56.1M
-3.6% in a year · -2.6% in a quarter
Loans
$43.1M
+37.7% in a year · -9.8% in a quarter
Profit so far
-$1.9M
Jan 1 to Jun 30, 2009
Capital ratio
-1.23%
-7.80 pts in a year
Return on assets
-6.36%
-2.05 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 8411 Main Street, Williamsville, NY, 14221
- County
- Erie
- Established
- Feb 26, 2007
- Failed
- Jul 24, 2009
- Employees
- 13
- Branches
- 1
- Id
- b58065
Quarter by quarter
March 31, 2007 to June 30, 2009
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 10
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Waterford Village Bank?
$55.7 million in total assets and $56.1 million in deposits as of June 30, 2009, with assets down 12.6% from a year before. Its loans were $43.1 million.
How many branches does Waterford Village Bank have?
1 branch in New York as of June 30, 2026.
Is Waterford Village Bank profitable?
No: it lost $1.85 million from January 1 to June 30, 2009. Its return on assets was -6.36% a year; about 1% is typical.
When did Waterford Village Bank fail?
Jul 24, 2009. Evans Bank National Association of Angola, NY took over its deposits. The estimated cost of the failure was $7.88 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.