Waycross Bank & Trust
Waycross, GA · Owner: WB & T Bankshares Inc
$242M
total assets, June 30, 2026
$242M
total assets, June 30, 2026
Waycross Bank & Trust is a state nonmember bank based in Waycross, GA, owned by WB & T Bankshares Inc. As of June 30, 2026 it held $242.2 million in assets and $217.3 million in deposits; assets were down 3.1% from a year before. It has 1 branch.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$242M
-3.1% in a year · +3.5% in a quarter
Deposits
$217M
-5.0% in a year · +3.8% in a quarter
Loans
$125M
-8.8% in a year · -3.5% in a quarter
Profit so far
$1.5M
Jan 1 to Jun 30, 2026 · -2.4% in a year
Capital ratio
12.14%
+0.96 pts in a year
Return on assets
1.30%
+0.02 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 501 Tebeau St, Waycross, GA, 31501
- County
- Ware
- Holding company
- WB & T Bankshares Inc
- Established
- Jun 1, 1988
- Employees
- 16
- Branches
- 1
- Website
- www.wbt.bank
- Id
- b27254
Quarter by quarter
June 30, 1988 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
1 office as of June 30, 2026, holding $217.3 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Georgia | 1 | $217M | 100.0% |
Related pages
Questions and answers
How big is Waycross Bank & Trust?
$242.2 million in total assets and $217.3 million in deposits as of June 30, 2026, with assets down 3.1% from a year before. Its loans were $125.1 million.
How many branches does Waycross Bank & Trust have?
1 branch in Georgia as of June 30, 2026.
Is Waycross Bank & Trust profitable?
Yes: it earned $1.55 million from January 1 to June 30, 2026 (down 2.4% from the same months a year before). Its return on assets was 1.30% a year; about 1% is typical.
Who owns Waycross Bank & Trust?
Waycross Bank & Trust is owned by WB & T Bankshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.