Winsouth Credit Union
Gadsden, AL
$479M
total assets, June 30, 2026
$479M
total assets, June 30, 2026
Winsouth Credit Union is a state credit union based in Gadsden, AL. As of June 30, 2026 it held $479.4 million in assets and $438.7 million in deposits; assets were up 6.4% from a year before. It has 33,719 members and 9 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$479M
+6.4% in a year · +2.2% in a quarter
Deposits
$439M
+4.9% in a year · +1.7% in a quarter
Loans
$306M
+7.5% in a year · +2.0% in a quarter
Profit so far
$1.8M
Jan 1 to Jun 30, 2026 · +34.5% in a year
Net worth ratio
10.41%
+0.09 pts in a year
Return on assets
0.74%
+0.16 pts in a year
Facts
- Type
- State credit union
- Head office
- 110 S 26th St, Gadsden, AL, 35904
- Established
- Nov 13, 1989
- Employees
- 122
- Members
- 33,719
- Branches
- 9
- Id
- cu68744
Quarter by quarter
June 30, 2025 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 4
Ratios
Percent. Return on assets is a yearly rate.
Branches
9 offices as of June 30, 2026
| County | Branches |
|---|---|
| Etowah, AL | 3 |
| De Kalb, AL | 2 |
| Saint Clair, AL | 2 |
| Blount, AL | 1 |
| Marshall, AL | 1 |
| Office | Place |
|---|---|
| Gulf States (main office) | Gadsden, AL |
| Albertville | Albertville, AL |
| Fort Payne | Fort Payne, AL |
| City Branch | Gadsden, AL |
| Moody | Moody, AL |
| Oneonta | Oneonta, AL |
| Pell City | Pell City, AL |
| Rainbow City | Rainbow City, AL |
| Rainsville | Rainsville, AL |
Related pages
Questions and answers
How big is Winsouth Credit Union?
$479.4 million in total assets and $438.7 million in deposits as of June 30, 2026, with assets up 6.4% from a year before. Its loans were $305.5 million.
How many branches does Winsouth Credit Union have?
9 branches in Alabama as of June 30, 2026.
How many members does Winsouth Credit Union have?
33,719 members as of June 30, 2026, down 6.6% from a year before.
Is Winsouth Credit Union profitable?
Yes: it earned $1.78 million from January 1 to June 30, 2026 (up 34.5% from the same months a year before). Its return on assets was 0.74% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.