Xcel Credit Union
Bloomfield, NJ
$186M
total assets, June 30, 2026
$186M
total assets, June 30, 2026
Xcel Credit Union is a federal credit union based in Bloomfield, NJ. As of June 30, 2026 it held $185.8 million in assets and $167.9 million in deposits; assets were down 1.8% from a year before. It has 12,063 members and 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$186M
-1.8% in a year · -0.1% in a quarter
Deposits
$168M
-2.8% in a year · -0.1% in a quarter
Loans
$126M
+3.7% in a year · +1.6% in a quarter
Profit so far
$132K
Jan 1 to Jun 30, 2026
Net worth ratio
10.93%
+0.44 pts in a year
Return on assets
0.14%
+0.48 pts in a year
Facts
- Type
- Federal credit union
- Head office
- 1460 Broad St, Bloomfield, NJ, 07003
- Established
- Jan 1, 1964
- Employees
- 38
- Members
- 12,063
- Branches
- 4 in 2 states
- Id
- cu16218
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
4 offices as of June 30, 2026
Branches by state
| Office | Place |
|---|---|
| XCEL Federal Credit Union (main office) | Bloomfield, NJ |
| Bloomfield Branch | Bloomfield, NJ |
| XCEL Federal Credit Union | Jersey City, NJ |
| XCEL Federal Credit Union | New York, NY |
Related pages
Questions and answers
How big is Xcel Credit Union?
$185.8 million in total assets and $167.9 million in deposits as of June 30, 2026, with assets down 1.8% from a year before. Its loans were $125.8 million.
How many branches does Xcel Credit Union have?
4 branches in 2 states as of June 30, 2026.
How many members does Xcel Credit Union have?
12,063 members as of June 30, 2026, down 0.3% from a year before.
Is Xcel Credit Union profitable?
Yes: it earned $132,222 from January 1 to June 30, 2026. Its return on assets was 0.14% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.