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Upstart Holdings, Inc. (UPST) is a financial services company in the banking application systems industry, based in San Mateo, United States, with about 1,405 full-time employees.
It reported revenue of $1.02 billion for fiscal year 2025, up 62.8% from fiscal year 2024, and net income of $53.60 million. In Q2 2026 (the quarter ended June 30, 2026) revenue was $364.71 million, up 41.7% from a year before. Its market capitalization was $2.31 billion as of October 9, 2026.
Figures from company filings and market data; latest fiscal year ended December 31, 2025; market data as of October 9, 2026.
, together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other.
Upstart reported $1.02 billion in revenue for fiscal year 2025, up 62.8% from $628.83 million in fiscal year 2024. In Q2 2026 revenue was $364.71 million.
$2.31 billion as of October 9, 2026.
Listed companies of a similar size in the same industry (banking application systems) include Temenos AG (TMNSF), Q2 Holdings, Inc. (QTWO), Intapp, Inc. (INTA), nCino, Inc. (NCNO).