Cincinnati Financial Corporation (CINF) Financial Statements
Cincinnati Financial financial statements at a glance
Cincinnati Financial reported revenue of $12.63 billion for fiscal year 2025 (ended December 31, 2025), up 11.4% from fiscal year 2024. Net income was $2.39 billion, a net margin of 18.9%, and diluted earnings per share were $15.17.
At the end of fiscal year 2025 it had total assets of $41.00 billion, total liabilities of $25.09 billion and shareholders' equity of $15.91 billion, with cash and short-term investments of $19.70 billion and total debt of $886.00 million.
Its operations brought in $3.11 billion of cash; capital spending was $20.00 million, leaving free cash flow of $3.09 billion.
The tables below show the income statement, balance sheet and cash flow statement; the key figures of the last 5 fiscal years are at the bottom of the page.
Figures from company filings, in USD; latest fiscal year ended December 31, 2025.
Cincinnati Financial Corporation
Income Statement
Annual • USD
Cincinnati Financial key figures by fiscal year
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|
| Revenue | $12.6B | $11.3B | $10.0B | $6.6B | $9.6B |
| Operating income | $3.0B | $2.9B | $2.3B | -$641.0M | $3.8B |
| Net income | $2.4B | $2.3B | $1.8B | -$487.0M | $3.0B |
| Diluted EPS | $15.17 | – | – | – | $18.10 |
| Total assets | $41.0B | $36.5B | $32.8B | $29.7B | $31.4B |
| Total liabilities | $25.1B | $22.6B | $20.7B | $19.2B | $18.3B |
| Shareholders' equity | $15.9B | $13.9B | $12.1B | $10.6B | $13.1B |
| Cash and short-term investments | $19.7B | – | – | – | $14.2B |
| Total debt | $886.0M | $815.0M | $815.0M | $839.0M | $897.0M |
| Operating cash flow | $3.1B | $2.6B | $2.1B | $2.1B | $2.0B |
| Capital spending | $20.0M | – | – | – | $15.0M |
| Free cash flow | $3.1B | – | – | – | $2.0B |
In USD. Fiscal years as reported by the company; statements on this page go back to fiscal year 2020.
Questions and answers
What was Cincinnati Financial's revenue in fiscal year 2025?
$12.63 billion, up 11.4% from $11.34 billion in fiscal year 2024.
How much profit does Cincinnati Financial make?
Cincinnati Financial reported net income of $2.39 billion for fiscal year 2025 (18.9% of revenue); operating income was $3.03 billion.
How much cash and debt does Cincinnati Financial have?
At the end of fiscal year 2025: cash and short-term investments of $19.70 billion and total debt of $886.00 million.
What is Cincinnati Financial's free cash flow?
$3.09 billion in fiscal year 2025 (operating cash flow of $3.11 billion minus capital spending of $20.00 million).
