Home values, rents, inventory, mortgage rates and rental yields by state, metro and ZIP code, built on DataPorium housing data.
Property tax rates by state run from 1.88% in New Jersey and Illinois to 0.29% in Hawaii; on July 2026 home values, typical bills range from about $893 to $10,867.
Cap rates and interest rates now sit almost side by side: a 6.58% mortgage against a 6.3% gross rent yield means leverage cuts returns on a typical U.S. rental in 2026.
The Dallas-Fort Worth housing market in July 2026 shows a typical home value of $361,074, down 3.0% in a year, flat rents, 35,800 listings and 32% of sellers cutting prices.
Rent vs buy in 2026: buying the typical U.S. home breaks even after about six years, with rent at $1,965 a month against a full ownership cost near $2,462 at a 6.58% mortgage rate.
Where rents fell in 2026: San Antonio (-1.9%), Austin and Denver led declines while San Francisco rents jumped +8.3%; the U.S. typical rent was $1,965 in June.
REITs vs direct property in 2026: equity REITs yield 3.69% with daily liquidity, a typical U.S. rental yields 6.3% gross before costs, and tax rules decide the winner.
The Tampa housing market in July 2026 shows a typical home value of $358,855, down 2.9% in a year, flat rents near $2,000, shrinking inventory and 31% of listings with price cuts.
Housing inventory reached 1.39 million listings in June 2026, up 0.9% from a year ago and 48% above the 2023 low, yet home prices still rose 1.1% year over year.
The most affordable large US cities to buy a home in 2026 are Pittsburgh, Detroit and St. Louis, where the typical mortgage payment takes 24% to 27% of median income.
The best cities for rental property investment in 2026, ranked on gross yield, rent growth and population: Detroit leads on yield at 20.7%, Oklahoma City and Columbus on balance.
The Phoenix housing market in July 2026 shows a typical home value of $444,118, down 1.6% in a year, flat rents, 26,000 listings and a third of sellers cutting prices.
Mortgage rates in July 2026 average 6.49%, which puts the principal-and-interest payment on the record $440,600 median existing home near $2,226 a month with 20% down.
Home values by state in mid-2026 run from $829,420 in Hawaii to $178,530 in West Virginia; 12 states fell over the year, led by Florida at -2.8%.
Gross rent yield vs cap rate explained with May 2026 data: Detroit yields 20.7% gross and Cleveland 13.6%, but taxes, vacancy and repairs cut those figures roughly in half.
The Austin housing market entered July 2026 with a typical home value of $421,326, down 5.7% in a year, softer rents and about 15,000 homes for sale.
U.S. home values were up just 0.8% year over year in May 2026 at $368,720, with 22 of the 50 largest metros posting declines led by Austin, Las Vegas and Dallas.
How interest rates affect your mortgage payment in 2026: at 7.03%, principal and interest on a typical $368,697 home with 20% down is about $1,968 a month.