1st Financial Bank USA
Dakota Dunes, SD
$1.4B
total assets, June 30, 2026
$1.4B
total assets, June 30, 2026
1st Financial Bank USA is a state nonmember bank based in Dakota Dunes, SD. As of June 30, 2026 it held $1.4 billion in assets and $1.1 billion in deposits; assets were up 7.4% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.4B
+7.4% in a year · +5.3% in a quarter
Deposits
$1.1B
+9.9% in a year · +6.8% in a quarter
Loans
$987M
+2.9% in a year · +1.8% in a quarter
Profit so far
$6.7M
Jan 1 to Jun 30, 2026 · -27.1% in a year
Capital ratio
16.34%
-0.80 pts in a year
Return on assets
0.98%
-0.41 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 331 Dakota Dunes Blvd, Dakota Dunes, SD, 57049
- County
- Union
- Established
- Jan 1, 1910
- Employees
- 312
- Branches
- 2
- Website
- www.1fbusa.com
- Id
- b1673
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $1.1 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| South Dakota | 2 | $1.1B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Dupree Branch | Dupree, SD | $1.1B |
| 1St Financial Bank Usa (main office) | Dakota Dunes, SD | $11.4M |
Related pages
Questions and answers
How big is 1st Financial Bank USA?
$1.4 billion in total assets and $1.1 billion in deposits as of June 30, 2026, with assets up 7.4% from a year before. Its loans were $987.1 million.
How many branches does 1st Financial Bank USA have?
2 branches in South Dakota as of June 30, 2026.
Is 1st Financial Bank USA profitable?
Yes: it earned $6.70 million from January 1 to June 30, 2026 (down 27.1% from the same months a year before). Its return on assets was 0.98% a year; about 1% is typical.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.