1ST Midamerica Credit Union
Bethalto, IL
$1.0B
total assets, June 30, 2026
$1.0B
total assets, June 30, 2026
1ST Midamerica Credit Union is a state credit union based in Bethalto, IL. As of June 30, 2026 it held $1.0 billion in assets and $868.2 million in deposits; assets were down 2.0% from a year before. It has 64,586 members and 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.0B
-2.0% in a year · +0.6% in a quarter
Deposits
$868M
+2.6% in a year · +0.1% in a quarter
Loans
$858M
+1.4% in a year · +0.3% in a quarter
Profit so far
$6.2M
Jan 1 to Jun 30, 2026 · -5.1% in a year
Net worth ratio
13.34%
+1.58 pts in a year
Return on assets
1.22%
-0.04 pts in a year
Facts
- Type
- State credit union
- Head office
- 731 E Bethalto Dr, Bethalto, IL, 62010
- Established
- Aug 18, 1934
- Employees
- 174
- Members
- 64,586
- Branches
- 10 in 2 states
- Id
- cu63932
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
10 offices as of June 30, 2026
Branches by state
| Office | Place |
|---|---|
| Bethalto 140 Office (main office) | Bethalto, IL |
| College Office | Alton, IL |
| Decatur Office | Decatur, IL |
| Edwardsville Office | Edwardsville, IL |
| Godfrey Office | Godfrey, IL |
| Granite City Office | Granite City, IL |
| Jerseyville Office | Jerseyville, IL |
| Troy Office | Troy, IL |
| Wood River Office | Wood River, IL |
| Independence Office | Independence, MO |
Related pages
Questions and answers
How big is 1ST Midamerica Credit Union?
$1.0 billion in total assets and $868.2 million in deposits as of June 30, 2026, with assets down 2.0% from a year before. Its loans were $858.4 million.
How many branches does 1ST Midamerica Credit Union have?
10 branches in 2 states as of June 30, 2026.
How many members does 1ST Midamerica Credit Union have?
64,586 members as of June 30, 2026, up 1.3% from a year before.
Is 1ST Midamerica Credit Union profitable?
Yes: it earned $6.16 million from January 1 to June 30, 2026 (down 5.1% from the same months a year before). Its return on assets was 1.22% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.