21st Century Bank
Loretto, MN · Owner: Crosstown Holding Co
$895M
total assets, June 30, 2026
$895M
total assets, June 30, 2026
21st Century Bank is a state nonmember bank based in Loretto, MN, owned by Crosstown Holding Co. As of June 30, 2026 it held $894.8 million in assets and $658.8 million in deposits; assets were up 9.2% from a year before. It has 8 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$895M
+9.2% in a year · +0.8% in a quarter
Deposits
$659M
+5.5% in a year · -2.8% in a quarter
Loans
$673M
+9.5% in a year · -0.4% in a quarter
Profit so far
$5.8M
Jan 1 to Jun 30, 2026 · +67.0% in a year
Capital ratio
10.66%
+0.04 pts in a year
Return on assets
1.31%
+0.45 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 699 N Medina St, Loretto, MN, 55357
- County
- Hennepin
- Holding company
- Crosstown Holding Co
- Established
- Jun 2, 1917
- Employees
- 64
- Branches
- 8
- Website
- www.21stcb.com
- Id
- b9751
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
8 offices as of June 30, 2026, holding $658.8 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Minnesota | 8 | $659M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Blaine Branch | Blaine, MN | $289M |
| 21St Century Bank Branch | Minneapolis, MN | $101M |
| Rogers Branch | Rogers, MN | $100M |
| 21St Century Bank (main office) | Loretto, MN | $78.8M |
| 21St Century Branch | Ham Lake, MN | $76.8M |
| Eagan Branch | Eagan, MN | $13.1M |
| Roseville Branch | Roseville, MN | $63K |
| Blaine Branch | Blaine, MN | $0 |
Related pages
Questions and answers
How big is 21st Century Bank?
$894.8 million in total assets and $658.8 million in deposits as of June 30, 2026, with assets up 9.2% from a year before. Its loans were $672.7 million.
How many branches does 21st Century Bank have?
8 branches in Minnesota as of June 30, 2026.
Is 21st Century Bank profitable?
Yes: it earned $5.82 million from January 1 to June 30, 2026 (up 67.0% from the same months a year before). Its return on assets was 1.31% a year; about 1% is typical.
Who owns 21st Century Bank?
21st Century Bank is owned by Crosstown Holding Co, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.