4front Credit Union
Traverse City, MI
$1.0B
total assets, June 30, 2026
$1.0B
total assets, June 30, 2026
4front Credit Union is a state credit union based in Traverse City, MI. As of June 30, 2026 it held $1.0 billion in assets and $929.6 million in deposits; assets were up 1.4% from a year before. It has 103,869 members and 23 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.0B
+1.4% in a year · +1.8% in a quarter
Deposits
$930M
+4.4% in a year · +1.1% in a quarter
Loans
$751M
+2.7% in a year · +3.3% in a quarter
Profit so far
$3.1M
Jan 1 to Jun 30, 2026 · +18.9% in a year
Net worth ratio
10.15%
+0.71 pts in a year
Return on assets
0.60%
+0.09 pts in a year
Facts
- Type
- State credit union
- Head office
- PO Box 795, Traverse City, MI, 49685
- Established
- Jan 1, 1954
- Employees
- 292
- Members
- 103,869
- Branches
- 23
- Id
- cu61365
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
23 offices as of June 30, 2026
| County | Branches |
|---|---|
| Grand Traverse, MI | 6 |
| Charlevoix, MI | 4 |
| Antrim, MI | 3 |
| Emmet, MI | 2 |
| Ottawa, MI | 2 |
| Kalkaska, MI | 1 |
| Manistee, MI | 1 |
| Wexford, MI | 1 |
| Muskegon, MI | 1 |
| Mackinac, MI | 1 |
| Chippewa, MI | 1 |
| Office | Place |
|---|---|
| 4Front Credit Union Administrative Offices (main office) | Traverse City, MI |
| Bellaire | Bellaire, MI |
| Bellaire ATM | Bellaire, MI |
| Boyne City | Boyne City, MI |
| Boyne Falls | Boyne Falls, MI |
| Cadillac | Cadillac, MI |
| Charlevoix | Charlevoix, MI |
| East Jordan | East Jordan, MI |
| Holland | Holland, MI |
| Kalkaska Office | Kalkaska, MI |
| Mancelona Office | Mancelona, MI |
| Manistee Office | Manistee, MI |
12 of 23 offices. Download the CSV for all of them.
Related pages
Questions and answers
How big is 4front Credit Union?
$1.0 billion in total assets and $929.6 million in deposits as of June 30, 2026, with assets up 1.4% from a year before. Its loans were $751.1 million.
How many branches does 4front Credit Union have?
23 branches in Michigan as of June 30, 2026.
How many members does 4front Credit Union have?
103,869 members as of June 30, 2026, down 1.7% from a year before.
Is 4front Credit Union profitable?
Yes: it earned $3.14 million from January 1 to June 30, 2026 (up 18.9% from the same months a year before). Its return on assets was 0.60% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.