America's Credit Union
Garland, TX
$428M
total assets, June 30, 2026
$428M
total assets, June 30, 2026
America's Credit Union is a state credit union based in Garland, TX. As of June 30, 2026 it held $427.6 million in assets and $362.2 million in deposits; assets were down 0.1% from a year before. It has 31,035 members and 8 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$428M
-0.1% in a year · +1.2% in a quarter
Deposits
$362M
-0.3% in a year · +1.2% in a quarter
Loans
$280M
+2.5% in a year · +0.5% in a quarter
Profit so far
$39K
Jan 1 to Jun 30, 2026 · -94.3% in a year
Net worth ratio
14.73%
+0.59 pts in a year
Return on assets
0.02%
-0.31 pts in a year
Facts
- Type
- State credit union
- Head office
- Po Box 469046, Garland, TX, 75046
- Established
- Nov 6, 1934
- Employees
- 133
- Members
- 31,035
- Branches
- 8 in 2 states
- Id
- cu67470
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
8 offices as of June 30, 2026
Branches by state
| Office | Place |
|---|---|
| Corporate Office (main office) | Garland, TX |
| SPFD Branch Office | Springfield, MO |
| Central | Dallas, TX |
| Royal Branch | Dallas, TX |
| White Rock Branch | Dallas, TX |
| South Fort Worth Branch | Fort Worth, TX |
| Lancaster | Lancaster, TX |
| Motley Branch Office | Mesquite, TX |
Related pages
Questions and answers
How big is America's Credit Union?
$427.6 million in total assets and $362.2 million in deposits as of June 30, 2026, with assets down 0.1% from a year before. Its loans were $280.3 million.
How many branches does America's Credit Union have?
8 branches in 2 states as of June 30, 2026.
How many members does America's Credit Union have?
31,035 members as of June 30, 2026, down 1.6% from a year before.
Is America's Credit Union profitable?
Yes: it earned $39,490 from January 1 to June 30, 2026 (down 94.3% from the same months a year before). Its return on assets was 0.02% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.