American Commerce Bank, National Association
Bremen, GA · Owner: American Com Bancshares Inc
$496M
total assets, June 30, 2026
$496M
total assets, June 30, 2026
American Commerce Bank, National Association is a national bank based in Bremen, GA, owned by American Com Bancshares Inc. As of June 30, 2026 it held $495.7 million in assets and $392.1 million in deposits; assets were down 0.9% from a year before. It has 4 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$496M
-0.9% in a year · +1.7% in a quarter
Deposits
$392M
-3.1% in a year · +1.9% in a quarter
Loans
$410M
-4.1% in a year · -2.0% in a quarter
Profit so far
$4.4M
Jan 1 to Jun 30, 2026 · +8.0% in a year
Capital ratio
17.09%
+2.12 pts in a year
Return on assets
1.79%
+0.22 pts in a year
Facts
- Type
- National bank
- Head office
- 400 Us Highway 27 Byp, Bremen, GA, 30110
- County
- Haralson
- Holding company
- American Com Bancshares Inc
- Established
- Oct 4, 2004
- Employees
- 50
- Branches
- 4 in 2 states
- Website
- www.americancommercebank.com
- Id
- b57686
Quarter by quarter
December 31, 2004 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $392.1 million in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| American Commerce Bank, National Association (main office) | Bremen, GA | $268M |
| Tallahassee Branch | Tallahassee, FL | $50.4M |
| Carrollton Branch | Carrollton, GA | $43.8M |
| Johns Creek Branch | Johns Creek, GA | $30.2M |
Related pages
Questions and answers
How big is American Commerce Bank, National Association?
$495.7 million in total assets and $392.1 million in deposits as of June 30, 2026, with assets down 0.9% from a year before. Its loans were $410.3 million.
How many branches does American Commerce Bank, National Association have?
4 branches in 2 states as of June 30, 2026. The most deposits are in Georgia ($341.7 million).
Is American Commerce Bank, National Association profitable?
Yes: it earned $4.37 million from January 1 to June 30, 2026 (up 8.0% from the same months a year before). Its return on assets was 1.79% a year; about 1% is typical.
Who owns American Commerce Bank, National Association?
American Commerce Bank, National Association is owned by American Com Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.