American National Bank & Trust
Wichita Falls, TX · Owner: Ameribancshares Inc
$2.5B
total assets, June 30, 2026
$2.5B
total assets, June 30, 2026
American National Bank & Trust is a national bank based in Wichita Falls, TX, owned by Ameribancshares Inc. As of June 30, 2026 it held $2.5 billion in assets and $2.2 billion in deposits; assets were up 9.1% from a year before. It has 13 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.5B
+9.1% in a year · +2.7% in a quarter
Deposits
$2.2B
+9.1% in a year · +2.6% in a quarter
Loans
$1.9B
+8.0% in a year · +2.1% in a quarter
Profit so far
$12.2M
Jan 1 to Jun 30, 2026 · +15.1% in a year
Capital ratio
10.18%
-0.02 pts in a year
Return on assets
0.99%
+0.07 pts in a year
Facts
- Type
- National bank
- Head office
- 2732a Midwestern Pkwy, Wichita Falls, TX, 76308
- County
- Wichita
- Holding company
- Ameribancshares Inc
- Established
- Nov 29, 1976
- Employees
- 334
- Branches
- 13
- Website
- www.amnat.com
- Id
- b22373
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
13 offices as of June 30, 2026, holding $2.2 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 13 | $2.2B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| American National Bank & Trust (main office) | Wichita Falls, TX | $1.6B |
| Flower Mound Branch | Flower Mound, TX | $146M |
| American National Bank & Trust Branch | Denton, TX | $103M |
| Fort Worth Branch | Fort Worth, TX | $88.6M |
| Downtown Wichita Falls Branch | Wichita Falls, TX | $69.0M |
| Dallas Branch | Dallas, TX | $57.1M |
| Quanah Branch | Quanah, TX | $34.0M |
| Roanoke Branch | Roanoke, TX | $26.9M |
| Archer City Branch | Archer City, TX | $24.8M |
| The First National Bank Of Chillicothe Branch | Chillicothe, TX | $23.4M |
Related pages
Questions and answers
How big is American National Bank & Trust?
$2.5 billion in total assets and $2.2 billion in deposits as of June 30, 2026, with assets up 9.1% from a year before. Its loans were $1.9 billion.
How many branches does American National Bank & Trust have?
13 branches in Texas as of June 30, 2026.
Is American National Bank & Trust profitable?
Yes: it earned $12.2 million from January 1 to June 30, 2026 (up 15.1% from the same months a year before). Its return on assets was 0.99% a year; about 1% is typical.
Who owns American National Bank & Trust?
American National Bank & Trust is owned by Ameribancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.