American Riviera Bank
Santa Barbara, CA · Owner: American Riviera Bancorp
$1.4B
total assets, June 30, 2026
$1.4B
total assets, June 30, 2026
American Riviera Bank is a state nonmember bank based in Santa Barbara, CA, owned by American Riviera Bancorp (ARBV). As of June 30, 2026 it held $1.4 billion in assets and $1.2 billion in deposits; assets were up 11.0% from a year before. It has 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.4B
+11.0% in a year · +1.4% in a quarter
Deposits
$1.2B
+8.9% in a year · -2.3% in a quarter
Loans
$1.2B
+13.1% in a year · +4.9% in a quarter
Profit so far
$7.8M
Jan 1 to Jun 30, 2026 · +42.1% in a year
Capital ratio
11.25%
-0.53 pts in a year
Return on assets
1.11%
+0.26 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1033 Anacapa St, Santa Barbara, CA, 93101
- County
- Santa Barbara
- Holding company
- American Riviera Bancorp (ARBV)
- Established
- Jul 18, 2006
- Employees
- 138
- Branches
- 7
- Website
- www.americanriviera.bank
- Id
- b58281
Quarter by quarter
September 30, 2006 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $1.2 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| California | 7 | $1.2B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| American Riviera Bank (main office) | Santa Barbara, CA | $544M |
| Paso Robles | Paso Robles, CA | $252M |
| San Luis Obispo Branch | San Luis Obispo, CA | $172M |
| Goleta Branch | Goleta, CA | $136M |
| Montecito - Upper Village Branch | Santa Barbara, CA | $78.2M |
| Atascadero Branch | Atascadero, CA | $34.5M |
| Santa Maria Branch | Santa Maria, CA | $21.9M |
Related pages
Questions and answers
How big is American Riviera Bank?
$1.4 billion in total assets and $1.2 billion in deposits as of June 30, 2026, with assets up 11.0% from a year before. Its loans were $1.2 billion.
How many branches does American Riviera Bank have?
7 branches in California as of June 30, 2026.
Is American Riviera Bank profitable?
Yes: it earned $7.82 million from January 1 to June 30, 2026 (up 42.1% from the same months a year before). Its return on assets was 1.11% a year; about 1% is typical.
Who owns American Riviera Bank?
American Riviera Bank is owned by American Riviera Bancorp, its holding company, which is listed as ARBV.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.