American State Bank
Osceola, IA · Owner: Osceola Bcorp
$361M
total assets, June 30, 2026
$361M
total assets, June 30, 2026
American State Bank is a state member bank based in Osceola, IA, owned by Osceola Bcorp. As of June 30, 2026 it held $360.8 million in assets and $282.8 million in deposits; assets were up 9.3% from a year before. It has 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$361M
+9.3% in a year · +2.5% in a quarter
Deposits
$283M
+9.0% in a year · +2.8% in a quarter
Loans
$249M
+5.3% in a year · +2.8% in a quarter
Profit so far
$3.9M
Jan 1 to Jun 30, 2026 · +15.5% in a year
Capital ratio
11.11%
+0.08 pts in a year
Return on assets
2.18%
+0.14 pts in a year
Facts
- Type
- State member bank
- Head office
- 1000 Jeffreys Dr, Osceola, IA, 50213
- County
- Clarke
- Holding company
- Osceola Bcorp
- Established
- Apr 23, 1987
- Employees
- 40
- Branches
- 4
- Website
- www.americanstatebank.com
- Id
- b26944
Quarter by quarter
June 30, 1987 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $282.8 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Iowa | 4 | $283M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| American State Bank (main office) | Osceola, IA | $173M |
| Lamoni Branch | Lamoni, IA | $64.0M |
| South John Wayne Drive Branch | Winterset, IA | $45.8M |
| Osceola Branch | Osceola, IA | $0 |
Related pages
Questions and answers
How big is American State Bank?
$360.8 million in total assets and $282.8 million in deposits as of June 30, 2026, with assets up 9.3% from a year before. Its loans were $249.1 million.
How many branches does American State Bank have?
4 branches in Iowa as of June 30, 2026.
Is American State Bank profitable?
Yes: it earned $3.86 million from January 1 to June 30, 2026 (up 15.5% from the same months a year before). Its return on assets was 2.18% a year; about 1% is typical.
Who owns American State Bank?
American State Bank is owned by Osceola Bcorp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.