Bank of the James
Lynchburg, VA · Owner: BK James Finl Group Inc
$1.0B
total assets, June 30, 2026
$1.0B
total assets, June 30, 2026
Bank of the James is a state member bank based in Lynchburg, VA, owned by BK James Finl Group Inc. As of June 30, 2026 it held $1.0 billion in assets and $938.1 million in deposits; assets were up 3.4% from a year before. It has 22 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.0B
+3.4% in a year · -1.8% in a quarter
Deposits
$938M
+2.3% in a year · -2.2% in a quarter
Loans
$698M
+5.9% in a year · +6.1% in a quarter
Profit so far
$5.2M
Jan 1 to Jun 30, 2026 · +76.0% in a year
Capital ratio
9.38%
+0.53 pts in a year
Return on assets
1.01%
+0.41 pts in a year
Facts
- Type
- State member bank
- Head office
- 828 Main St, Lynchburg, VA, 24504
- County
- Lynchburg City
- Holding company
- BK James Finl Group Inc
- Established
- Jul 22, 1999
- Employees
- 163
- Branches
- 22
- Website
- www.bankofthejames.bank
- Id
- b35207
Quarter by quarter
September 30, 1999 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
22 offices as of June 30, 2026, holding $938.1 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Virginia | 22 | $938M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Bank Of The James (main office) | Lynchburg, VA | $184M |
| Forest Branch | Forest, VA | $138M |
| Madison Heights Branch | Madison Heights, VA | $68.6M |
| Bedford Branch | Bedford, VA | $60.5M |
| Altavista Branch | Altavista, VA | $59.4M |
| Boonsboro Branch | Lynchburg, VA | $59.3M |
| Fort Avenue Branch | Lynchburg, VA | $55.0M |
| Amherst Branch | Amherst, VA | $51.0M |
| Harrisonburg Hight Street Branch | Harrisonburg, VA | $49.1M |
| Appomattox Branch | Appomattox, VA | $40.1M |
Related pages
Questions and answers
How big is Bank of the James?
$1.0 billion in total assets and $938.1 million in deposits as of June 30, 2026, with assets up 3.4% from a year before. Its loans were $698.3 million.
How many branches does Bank of the James have?
22 branches in Virginia as of June 30, 2026.
Is Bank of the James profitable?
Yes: it earned $5.23 million from January 1 to June 30, 2026 (up 76.0% from the same months a year before). Its return on assets was 1.01% a year; about 1% is typical.
Who owns Bank of the James?
Bank of the James is owned by BK James Finl Group Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.