Bank of the Lowcountry
Walterboro, SC · Owner: Communitycorp
$430M
total assets, June 30, 2026
$430M
total assets, June 30, 2026
Bank of the Lowcountry is a state member bank based in Walterboro, SC, owned by Communitycorp. As of June 30, 2026 it held $430.2 million in assets and $365.0 million in deposits; assets were up 16.6% from a year before. It has 5 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$430M
+16.6% in a year · +1.5% in a quarter
Deposits
$365M
+5.6% in a year · -3.2% in a quarter
Loans
$326M
+14.0% in a year · +4.8% in a quarter
Profit so far
$1.6M
Jan 1 to Jun 30, 2026 · +36.4% in a year
Capital ratio
9.25%
+0.69 pts in a year
Return on assets
0.75%
+0.11 pts in a year
Facts
- Type
- State member bank
- Head office
- 1100 N Jefferies Blvd, Walterboro, SC, 29488
- County
- Colleton
- Holding company
- Communitycorp
- Established
- May 1, 1989
- Employees
- 61
- Branches
- 5
- Website
- www.banklowcountry.com
- Id
- b27496
Quarter by quarter
June 30, 1989 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
5 offices as of June 30, 2026, holding $365.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| South Carolina | 5 | $365M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Bank Of The Lowcountry (main office) | Walterboro, SC | $207M |
| Ridgeland Branch | Ridgeland, SC | $87.2M |
| Ravenel Branch | Ravenel, SC | $35.9M |
| West Ashley Branch | Charleston, SC | $24.2M |
| Mount Pleasant | Mount Pleasant, SC | $11.1M |
Related pages
Questions and answers
How big is Bank of the Lowcountry?
$430.2 million in total assets and $365.0 million in deposits as of June 30, 2026, with assets up 16.6% from a year before. Its loans were $326.4 million.
How many branches does Bank of the Lowcountry have?
5 branches in South Carolina as of June 30, 2026.
Is Bank of the Lowcountry profitable?
Yes: it earned $1.58 million from January 1 to June 30, 2026 (up 36.4% from the same months a year before). Its return on assets was 0.75% a year; about 1% is typical.
Who owns Bank of the Lowcountry?
Bank of the Lowcountry is owned by Communitycorp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.