Beach Cities Commercial Bank
Irvine, CA · Owner: Beach Cities Commercial Bank
$189M
total assets, June 30, 2026
$189M
total assets, June 30, 2026
Beach Cities Commercial Bank is a state nonmember bank based in Irvine, CA, owned by Beach Cities Commercial Bank (BCCB). As of June 30, 2026 it held $188.9 million in assets and $139.6 million in deposits; assets were up 16.2% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$189M
+16.2% in a year · +3.5% in a quarter
Deposits
$140M
+4.9% in a year · 0.0% in a quarter
Loans
$154M
+16.9% in a year · +2.5% in a quarter
Profit so far
-$40K
Jan 1 to Jun 30, 2026
Capital ratio
9.81%
+0.26 pts in a year
Return on assets
-0.04%
+0.63 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 100 Progress, Irvine, CA, 92618
- County
- Orange
- Holding company
- Beach Cities Commercial Bank (BCCB)
- Established
- Jun 12, 2023
- Employees
- 26
- Branches
- 2
- Website
- www.beachcitiescb.com
- Id
- b59290
Quarter by quarter
June 30, 2023 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $139.6 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| California | 2 | $140M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Beach Cities Commercial Bank (main office) | Irvine, CA | $112M |
| Encinitas Branch | Encinitas, CA | $27.9M |
Related pages
Questions and answers
How big is Beach Cities Commercial Bank?
$188.9 million in total assets and $139.6 million in deposits as of June 30, 2026, with assets up 16.2% from a year before. Its loans were $153.5 million.
How many branches does Beach Cities Commercial Bank have?
2 branches in California as of June 30, 2026.
Is Beach Cities Commercial Bank profitable?
No: it lost $40,000 from January 1 to June 30, 2026. Its return on assets was -0.04% a year; about 1% is typical.
Who owns Beach Cities Commercial Bank?
Beach Cities Commercial Bank is owned by Beach Cities Commercial Bank, its holding company, which is listed as BCCB.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.