C3bank, National Association
Encinitas, CA · Owner: C3 Bcorp
$949M
total assets, June 30, 2026
$949M
total assets, June 30, 2026
C3bank, National Association is a national bank based in Encinitas, CA, owned by C3 Bcorp. As of June 30, 2026 it held $949.3 million in assets and $836.4 million in deposits; assets were down 0.3% from a year before. It has 4 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$949M
-0.3% in a year · +7.5% in a quarter
Deposits
$836M
-1.5% in a year · +8.5% in a quarter
Loans
$602M
+4.8% in a year · -0.6% in a quarter
Profit so far
$5.4M
Jan 1 to Jun 30, 2026 · +0.4% in a year
Capital ratio
10.59%
+1.06 pts in a year
Return on assets
1.15%
+0.01 pts in a year
Facts
- Type
- National bank
- Head office
- 850 S Coast Highway 101, Encinitas, CA, 92024
- County
- San Diego
- Holding company
- C3 Bcorp
- Established
- Jun 1, 1984
- Employees
- 63
- Branches
- 4 in 2 states
- Website
- www.c3bank.com
- Id
- b25249
Quarter by quarter
June 30, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $836.4 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| California | 3 | $763M | 91.2% |
| Tennessee | 1 | $73.8M | 8.8% |
| Largest branches | Place | Deposits |
|---|---|---|
| C3Bank, National Association (main office) | Encinitas, CA | $493M |
| San Marcos | San Marcos, CA | $216M |
| Nashville Banking Center Branch | Nashville, TN | $73.8M |
| Riverside Branch | Riverside, CA | $54.1M |
Related pages
Questions and answers
How big is C3bank, National Association?
$949.3 million in total assets and $836.4 million in deposits as of June 30, 2026, with assets down 0.3% from a year before. Its loans were $602.0 million.
How many branches does C3bank, National Association have?
4 branches in 2 states as of June 30, 2026. The most deposits are in California ($762.5 million).
Is C3bank, National Association profitable?
Yes: it earned $5.40 million from January 1 to June 30, 2026 (up 0.4% from the same months a year before). Its return on assets was 1.15% a year; about 1% is typical.
Who owns C3bank, National Association?
C3bank, National Association is owned by C3 Bcorp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.