Cape & Coast Bank
Yarmouth Port, MA · Owner: Coastal Affiliates MHC
$1.7B
total assets, June 30, 2026
$1.7B
total assets, June 30, 2026
Cape & Coast Bank is a state savings bank based in Yarmouth Port, MA, owned by Coastal Affiliates MHC. As of June 30, 2026 it held $1.7 billion in assets and $1.4 billion in deposits; assets were up 2.5% from a year before. It has 11 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.7B
+2.5% in a year · +0.2% in a quarter
Deposits
$1.4B
+2.1% in a year · +0.1% in a quarter
Loans
$1.5B
+2.0% in a year · -0.2% in a quarter
Profit so far
$4.4M
Jan 1 to Jun 30, 2026 · +141.4% in a year
Capital ratio
9.70%
+0.31 pts in a year
Return on assets
0.52%
+0.30 pts in a year
Facts
- Type
- State savings bank
- Head office
- 121 Main St, Yarmouth Port, MA, 02675
- County
- Barnstable
- Holding company
- Coastal Affiliates MHC
- Established
- Jan 1, 1921
- Employees
- 158
- Branches
- 11
- Website
- www.capeandcoastbank.com
- Id
- b26517
Quarter by quarter
March 31, 1986 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
11 offices as of June 30, 2026, holding $1.4 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Massachusetts | 11 | $1.4B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Hyannis Branch | Hyannis, MA | $383M |
| Cape & Coast Bank (main office) | Yarmouth Port, MA | $300M |
| East Dennis Branch | East Dennis, MA | $192M |
| Sandwich Branch | Sandwich, MA | $133M |
| Orleans Road Branch | East Harwich, MA | $127M |
| West Barnstable Branch | West Barnstable, MA | $86.2M |
| Marstons Mills Branch | Marstons Mills, MA | $70.8M |
| Falmouth Main Branch | Falmouth, MA | $59.4M |
| North Falmouth Branch | North Falmouth, MA | $39.5M |
| King'S Way Branch | Yarmouth Port, MA | $7.0M |
Related pages
Questions and answers
How big is Cape & Coast Bank?
$1.7 billion in total assets and $1.4 billion in deposits as of June 30, 2026, with assets up 2.5% from a year before. Its loans were $1.5 billion.
How many branches does Cape & Coast Bank have?
11 branches in Massachusetts as of June 30, 2026.
Is Cape & Coast Bank profitable?
Yes: it earned $4.36 million from January 1 to June 30, 2026 (up 141.4% from the same months a year before). Its return on assets was 0.52% a year; about 1% is typical.
Who owns Cape & Coast Bank?
Cape & Coast Bank is owned by Coastal Affiliates MHC, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.