Carolina Cooperative
Charlotte, NC
$46.3M
total assets, June 30, 2026
$46.3M
total assets, June 30, 2026
Carolina Cooperative is a federal credit union based in Charlotte, NC. As of June 30, 2026 it held $46.3 million in assets and $39.4 million in deposits; assets were down 6.6% from a year before. It has 7,860 members and 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$46.3M
-6.6% in a year · -2.1% in a quarter
Deposits
$39.4M
-7.6% in a year · -2.6% in a quarter
Loans
$31.5M
+0.6% in a year · -2.4% in a quarter
Profit so far
$61K
Jan 1 to Jun 30, 2026
Net worth ratio
14.22%
+0.65 pts in a year
Return on assets
0.26%
+0.34 pts in a year
Facts
- Type
- Federal credit union
- Head office
- 6502 McMahon Drive, Charlotte, NC, 28226
- Established
- Jan 1, 1962
- Employees
- 16
- Members
- 7,860
- Branches
- 3
- Id
- cu24801
Quarter by quarter
June 30, 2008 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
3 offices as of June 30, 2026
| County | Branches |
|---|---|
| Mecklenburg, NC | 1 |
| Union, NC | 1 |
| Gaston, NC | 1 |
| Office | Place |
|---|---|
| Main Office (main office) | Charlotte, NC |
| Bessemer | Gastonia, NC |
| Monroe | Monroe, NC |
Related pages
Questions and answers
How big is Carolina Cooperative?
$46.3 million in total assets and $39.4 million in deposits as of June 30, 2026, with assets down 6.6% from a year before. Its loans were $31.5 million.
How many branches does Carolina Cooperative have?
3 branches in North Carolina as of June 30, 2026.
How many members does Carolina Cooperative have?
7,860 members as of June 30, 2026, down 19.7% from a year before.
Is Carolina Cooperative profitable?
Yes: it earned $60,571 from January 1 to June 30, 2026. Its return on assets was 0.26% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.