Cendera Bank
Bells, TX · Owner: Cendera Financial Holdings Inc
$258M
total assets, June 30, 2026
$258M
total assets, June 30, 2026
Cendera Bank is a state member bank based in Bells, TX, owned by Cendera Financial Holdings Inc. As of June 30, 2026 it held $257.6 million in assets and $228.5 million in deposits; assets were up 13.4% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$258M
+13.4% in a year · +12.5% in a quarter
Deposits
$229M
+14.5% in a year · +13.9% in a quarter
Loans
$201M
+7.4% in a year · +10.5% in a quarter
Profit so far
$445K
Jan 1 to Jun 30, 2026 · +125.9% in a year
Capital ratio
11.25%
-0.33 pts in a year
Return on assets
0.37%
+0.20 pts in a year
Facts
- Type
- State member bank
- Head office
- 615 E Bells Blvd, Bells, TX, 75414
- County
- Grayson
- Holding company
- Cendera Financial Holdings Inc
- Established
- Jan 1, 1904
- Employees
- 33
- Branches
- 3
- Website
- cenderabank.com
- Id
- b3098
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $228.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 3 | $229M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Cendera Bank (main office) | Bells, TX | $161M |
| Cendera Fort Worth Branch | Fort Worth, TX | $38.2M |
| Tyler Branch Office | Tyler, TX | $29.6M |
Related pages
Questions and answers
How big is Cendera Bank?
$257.6 million in total assets and $228.5 million in deposits as of June 30, 2026, with assets up 13.4% from a year before. Its loans were $201.2 million.
How many branches does Cendera Bank have?
3 branches in Texas as of June 30, 2026.
Is Cendera Bank profitable?
Yes: it earned $445,000 from January 1 to June 30, 2026 (up 125.9% from the same months a year before). Its return on assets was 0.37% a year; about 1% is typical.
Who owns Cendera Bank?
Cendera Bank is owned by Cendera Financial Holdings Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.