Central State Bank
Calera, AL · Owner: Central State Bcorp
$891M
total assets, June 30, 2026
$891M
total assets, June 30, 2026
Central State Bank is a state member bank based in Calera, AL, owned by Central State Bcorp. As of June 30, 2026 it held $890.7 million in assets and $810.3 million in deposits; assets were up 23.5% from a year before. It has 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$891M
+23.5% in a year · +14.4% in a quarter
Deposits
$810M
+24.5% in a year · +15.9% in a quarter
Loans
$557M
+12.0% in a year · -1.2% in a quarter
Profit so far
$8.1M
Jan 1 to Jun 30, 2026 · +12.9% in a year
Capital ratio
8.98%
-1.00 pts in a year
Return on assets
2.01%
-0.06 pts in a year
Facts
- Type
- State member bank
- Head office
- 11025 Highway 25, Calera, AL, 35040
- County
- Shelby
- Holding company
- Central State Bcorp
- Established
- Feb 5, 1916
- Employees
- 100
- Branches
- 7
- Website
- www.centralstatebank.com
- Id
- b72
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $810.3 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Alabama | 7 | $810M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Central State Bank (main office) | Calera, AL | $527M |
| Pelham Branch | Pelham, AL | $84.9M |
| Alabaster Office Branch | Alabaster, AL | $81.9M |
| Calera Branch | Calera, AL | $45.9M |
| Alexander City Office Branch | Alexander City, AL | $28.8M |
| Limestone Office Branch | Calera, AL | $21.0M |
| Greystone Office Branch | Birmingham, AL | $20.4M |
Related pages
Questions and answers
How big is Central State Bank?
$890.7 million in total assets and $810.3 million in deposits as of June 30, 2026, with assets up 23.5% from a year before. Its loans were $556.8 million.
How many branches does Central State Bank have?
7 branches in Alabama as of June 30, 2026.
Is Central State Bank profitable?
Yes: it earned $8.07 million from January 1 to June 30, 2026 (up 12.9% from the same months a year before). Its return on assets was 2.01% a year; about 1% is typical.
Who owns Central State Bank?
Central State Bank is owned by Central State Bcorp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.