Ciera Bank
Graham, TX · Owner: First Graham Bcorp Inc
$993M
total assets, June 30, 2026
$993M
total assets, June 30, 2026
Ciera Bank is a state member bank based in Graham, TX, owned by First Graham Bcorp Inc. As of June 30, 2026 it held $992.9 million in assets and $868.8 million in deposits; assets were up 4.9% from a year before. It has 8 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$993M
+4.9% in a year · +2.4% in a quarter
Deposits
$869M
+4.8% in a year · +2.4% in a quarter
Loans
$764M
+13.1% in a year · +6.1% in a quarter
Profit so far
$7.3M
Jan 1 to Jun 30, 2026 · -29.7% in a year
Capital ratio
11.13%
-0.36 pts in a year
Return on assets
1.50%
-0.75 pts in a year
Facts
- Type
- State member bank
- Head office
- 623 Elm St, Graham, TX, 76450
- County
- Young
- Holding company
- First Graham Bcorp Inc
- Established
- Oct 10, 1889
- Employees
- 129
- Branches
- 8
- Website
- www.cierabank.com
- Id
- b3226
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
8 offices as of June 30, 2026, holding $868.8 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 8 | $869M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Ciera Bank (main office) | Graham, TX | $268M |
| Fort Worth Branch | Fort Worth, TX | $180M |
| Flower Mound Branch | Flower Mound, TX | $156M |
| Aledo Branch | Aledo, TX | $70.8M |
| Aubrey Branch | Aubrey, TX | $57.2M |
| Burleson Branch | Burleson, TX | $55.9M |
| Denton Branch | Denton, TX | $50.9M |
| Bryson Branch | Bryson, TX | $30.5M |
Related pages
Questions and answers
How big is Ciera Bank?
$992.9 million in total assets and $868.8 million in deposits as of June 30, 2026, with assets up 4.9% from a year before. Its loans were $763.7 million.
How many branches does Ciera Bank have?
8 branches in Texas as of June 30, 2026.
Is Ciera Bank profitable?
Yes: it earned $7.35 million from January 1 to June 30, 2026 (down 29.7% from the same months a year before). Its return on assets was 1.50% a year; about 1% is typical.
Who owns Ciera Bank?
Ciera Bank is owned by First Graham Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.