Citizens Community Bank
Winchester, TN · Owner: Citizens Cmty Bancshares Inc
$353M
total assets, June 30, 2026
$353M
total assets, June 30, 2026
Citizens Community Bank is a state nonmember bank based in Winchester, TN, owned by Citizens Cmty Bancshares Inc. As of June 30, 2026 it held $352.6 million in assets and $303.2 million in deposits; assets were unchanged from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$353M
0.0% in a year · -1.0% in a quarter
Deposits
$303M
-1.6% in a year · -1.4% in a quarter
Loans
$226M
+6.9% in a year · +3.6% in a quarter
Profit so far
$3.2M
Jan 1 to Jun 30, 2026 · +7.9% in a year
Capital ratio
14.58%
+0.92 pts in a year
Return on assets
1.79%
+0.09 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1418 Dinah Shore Blvd, Winchester, TN, 37398
- County
- Franklin
- Holding company
- Citizens Cmty Bancshares Inc
- Established
- Nov 19, 1992
- Employees
- 42
- Branches
- 3
- Website
- www.ccbank.net
- Id
- b33739
Quarter by quarter
December 31, 1992 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $303.2 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Tennessee | 3 | $303M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Citizens Community Bank (main office) | Winchester, TN | $269M |
| Huntland Branch | Huntland, TN | $33.8M |
| Citizens Community Bank Drive-Thru Facility | Decherd, TN | $0 |
Related pages
Questions and answers
How big is Citizens Community Bank?
$352.6 million in total assets and $303.2 million in deposits as of June 30, 2026, with assets unchanged from a year before. Its loans were $226.1 million.
How many branches does Citizens Community Bank have?
3 branches in Tennessee as of June 30, 2026.
Is Citizens Community Bank profitable?
Yes: it earned $3.21 million from January 1 to June 30, 2026 (up 7.9% from the same months a year before). Its return on assets was 1.79% a year; about 1% is typical.
Who owns Citizens Community Bank?
Citizens Community Bank is owned by Citizens Cmty Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.